SBI Blue Chip Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
6.76%
Aaj hum do mutual funds ke beech ka comparison karne ja rahe hain – SBI Blue Chip Fund aur Angel One Mutual Fund Liquid Fund. Yeh do funds alag-alag categories mein hain, lekin aapko pata lag sakta hai ki kis fund se aapki investment ki safety aur return ki guarantee hogi. Aaj hum aapko kya seekhne wala hai uske baare mein jankari dega.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 101.68 | 2132.04 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.35 | 0.11 |
| Sharpe Ratio | 2.18 | 2.36 |
| 1 Year Return (%) | 9.84% | 6.03% |
| 3 Year Return (%) | 31.25% | 6.76% |
| 5 Year Return (%) | 25.25% | 5.95% |
| Since Launch (%) | 12.02% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | N/A |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 221% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki SBI Blue Chip Fund aapke long-term wealth creation ke liye better option hai. Yeh fund 3Y return mein 31.25% ki return dete hain, jo bahut hi accha hai. Expense ratio bhi kam hai, 0.79% hai. Riskometer bhi bahut high hai, lekin yeh fund aapko high returns dete hain. Isliye, SBI Blue Chip Fund aapke long-term wealth creation ke liye better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
SIP ke liye SBI Blue Chip Fund better fund hai. Yeh fund 3Y return mein 31.25% ki return dete hain, jo bahut hi accha hai. Is fund ka consistency bhi bahut high hai, jo yeh fund aapke SIP ke liye accha option banata hai. Isliye, SBI Blue Chip Fund aapke SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
SBI Blue Chip Fund aur Angel One Mutual Fund Liquid Fund dono fundon ka riskometer bhi bahut high hai, lekin SBI Blue Chip Fund ki volatility 11.35 hai, jo Angel One Mutual Fund Liquid Fund ki volatility se zyada hai. Sharpe ratio bhi SBI Blue Chip Fund ki side hai, 2.18 hai. Isliye, SBI Blue Chip Fund aapko better risk-adjusted returns dete hain.
📊 Portfolio Diversification
SBI Blue Chip Fund aur Angel One Mutual Fund Liquid Fund dono fundon ka asset allocation alag-alag hai. SBI Blue Chip Fund mein equity ki share 97.26% hai, jabki Angel One Mutual Fund Liquid Fund mein T-Bills ki share 65.00% hai. Top holdings mein bhi SBI Blue Chip Fund mein HDFC Bank Ltd. aur ICICI Bank Ltd. ki share bahut high hai, jo Angel One Mutual Fund Liquid Fund mein State Bank of India CD aur HDFC Bank CD ki share ke liye risk hai. Isliye, SBI Blue Chip Fund aapke portfolio diversification ke liye better fund hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund aapko 5Y mein 25.25% ki return dete hain, jo Angel One Mutual Fund Liquid Fund se zyada hai. Isliye, SBI Blue Chip Fund aapke long-term wealth creation ke liye better fund hai. Angel One Mutual Fund Liquid Fund aapko 5Y mein 5.95% ki return dete hain.
Q2: Is the higher risk fund worth it?
SBI Blue Chip Fund ki volatility 11.35 hai, jo Angel One Mutual Fund Liquid Fund ki volatility se zyada hai. Iske alawa, SBI Blue Chip Fund ki Sharpe ratio 2.18 hai, jo Angel One Mutual Fund Liquid Fund ki Sharpe ratio se zyada hai. Isliye, SBI Blue Chip Fund aapko better risk-adjusted returns dete hain, lekin yeh fund aapke risk ki tolerance ke liye zyada hai.
Q3: Which fund is more cost‑effective?
SBI Blue Chip Fund ka expense ratio 0.79% hai, jo Angel One Mutual Fund Liquid Fund ka expense ratio se zyada hai. Isliye, SBI Blue Chip Fund aapke cost ke liye better fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price