SBI Blue Chip Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
12.3%
Aaj hum do mutual funds ke beech ka comparison karne ja rahe hain - SBI Blue Chip Fund aur Angel One Mutual Fund Balanced Advantage Fund. Ye dono fund alag-alag category mein hain - Large Cap aur Balanced Hybrid. Ye jankari ke liye aapke paas hai ki aap kya fund choosenge. Dekho, kya aapko lagta hai ki ismein koi aisa fund hai jo aapke liye achha hoga.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 101.68 | 16.39 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 11.35 | 8.79 |
| Sharpe Ratio | 2.18 | 0.66 |
| 1 Year Return (%) | 9.84% | 3.08% |
| 3 Year Return (%) | 31.25% | 12.3% |
| 5 Year Return (%) | 25.25% | 7.51% |
| Since Launch (%) | 12.02% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 8% | 127% |
🤖 AI Verdict – Which is Better?
Sach ye hai, yahaan fund B (Angel One Mutual Fund Balanced Advantage Fund) 3Y return ke hisab se kam zyada perform kar sakta hai. Lekin expense ratio ke hisab se fund A (SBI Blue Chip Fund) kam zyada cost effective hai. Haan, fund A ka riskometer Very High hai, lekin Sharpe ratio 2.18 hai, jo fund B se zyada hai. Isliye, fund A long-term wealth creation ke liye bhi achha fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Ek monthly SIP ke liye, fund A kam zyada consistent hai aur return stability ke hisab se bhi achha hai. Chaliye, hum ismein aur dekhte hain ki SIP karenge toh fund A ka return fund B se zyada aayega?
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisab se, fund A ka risk Very High hai, lekin fund B ka Moderately High hai. Sharpe ratio ke hisab se, fund A kam zyada risk-adjusted return deta hai. Expense ratio ke hisab se, dono fund kam zyada cost effective hain. Haan, fund A ka expense ratio fund B se kam zyada hai.
📊 Portfolio Diversification
Fund A ka asset allocation 97.26% Equity aur 0.78% T-Bills mein hai, jabki fund B ka asset allocation 65.00% Equity, 30.00% Debt aur 5.00% T-Bills mein hai. Isse lagta hai ki fund B ka portfolio kam zyada diversified hai, lekin fund B ka top holdings concentration bhi kam zyada hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A ke 5Y return 25.25% hai, jo fund B ke 5Y return 7.51% se kam zyada hai. Isliye, fund A long run mein bhi better return deta hai.
Q2: Is the higher risk fund worth it?
Hmm, fund A ka riskometer Very High hai, lekin Sharpe ratio 2.18 hai, jo fund B se zyada hai. Isliye, fund A kam zyada risk-adjusted return deta hai. Haan, fund A ka risk fund B se kam zyada hai.
Q3: Which fund is more cost‑effective?
Sach ye hai, fund A ka expense ratio fund B se kam zyada hai. Isliye, fund A kam zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price