SBI Blue Chip Fund vs Aditya Birla Sun Life Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.14%
Agar aapke paas ek large-cap fund ke liye paise hain, toh aaj humein do fundon ka comparison karna hai - SBI Blue Chip Fund aur Aditya Birla Sun Life Large Cap Fund. Dekho, kis fund ne aapko bhiye aur kis fund ne aapko aage badhne ke liye kya pradan kiya hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BAditya Birla Sun Life Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Aditya Birla Sun Life |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 1009.42 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.61 |
| Sharpe Ratio | 2.18 | 0.61 |
| 1 Year Return (%) | 9.84% | 2.72% |
| 3 Year Return (%) | 31.25% | 14.14% |
| 5 Year Return (%) | 25.25% | 10.5% |
| Since Launch (%) | 12.02% | 14.49% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 29% |
🤖 AI Verdict – Which is Better?
Haan, let's see, SBI Blue Chip Fund ne 3 saal mein 31.25% return diya hai, jabki Aditya Birla Sun Life Large Cap Fund ne 14.14% return diya hai. Expense ratio ke liye, Aditya Birla Sun Life Large Cap Fund 52 paisa per crore par hai, jabki SBI Blue Chip Fund 79 paisa per crore par hai. Riskometer ke liye, dono fund Very High hain. Lekin, SBI Blue Chip Fund ka Sharpe ratio 2.18 hai, jabki Aditya Birla Sun Life Large Cap Fund ka Sharpe ratio 0.61 hai. Sach ye hai, SBI Blue Chip Fund ka 3 saal ke liye return aur expense ratio ke liye accha hai, toh hum isse better fund ke roop mein de rahe hain.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Aditya Birla Sun Life Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.14%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
Aap monthly SIP ke liye 10+ saal ke liye fund ka chayan karna chahte hain, toh SBI Blue Chip Fund aapke liye accha hai. Iska 3 saal ke liye return 31.25% hai, jabki Aditya Birla Sun Life Large Cap Fund ka 3 saal ke liye return 14.14% hai. Haan, dono fund consistent returns de rahen hain, lekin SBI Blue Chip Fund ka return Aditya Birla Sun Life Large Cap Fund se jyada accha hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye humein dono fund ka comparison karna hai. Dekho, SBI Blue Chip Fund ka riskometer Very High hai, jabki Aditya Birla Sun Life Large Cap Fund ka riskometer bhi Very High hai. Volatility ke liye, Aditya Birla Sun Life Large Cap Fund 12.61 hai, jabki SBI Blue Chip Fund 11.35 hai. Sharpe ratio ke liye, SBI Blue Chip Fund ka 2.18 hai, jabki Aditya Birla Sun Life Large Cap Fund ka 0.61 hai. Expense ratio ke liye, Aditya Birla Sun Life Large Cap Fund 52 paisa per crore par hai, jabki SBI Blue Chip Fund 79 paisa per crore par hai. Sach ye hai, SBI Blue Chip Fund ka risk-adjusted return Aditya Birla Sun Life Large Cap Fund se accha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye humein dono fund ka comparison karna hai. Dekho, SBI Blue Chip Fund ka asset allocation Equity mein 97.26% hai, jabki Aditya Birla Sun Life Large Cap Fund ka asset allocation Equity mein 96.00% hai. Top holdings concentration ke liye, SBI Blue Chip Fund ka HDFC Bank Ltd. 8.73% aur ICICI Bank Ltd. 7.76% mein hai, jabki Aditya Birla Sun Life Large Cap Fund ka HDFC Bank Ltd. 8.5% aur ICICI Bank Ltd. 7.8% mein hai. Sach ye hai, SBI Blue Chip Fund ka asset allocation Aditya Birla Sun Life Large Cap Fund se jyada diversified hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Aditya Birla Sun Life Large Cap Fund
₹1321695.07
@14.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ka 5 saal ke liye return 25.25% hai, jabki Aditya Birla Sun Life Large Cap Fund ka 5 saal ke liye return 10.5% hai. Haan, SBI Blue Chip Fund ka 3 saal ke liye return bhi Aditya Birla Sun Life Large Cap Fund se jyada accha hai, 31.25% vs 14.14%. Sach ye hai, SBI Blue Chip Fund long run mein aapko better returns pradan karta hai.
Q2: Is the higher risk fund worth it?
Haan, dono fund Very High riskometer hai, lekin SBI Blue Chip Fund ka Sharpe ratio Aditya Birla Sun Life Large Cap Fund se jyada accha hai, 2.18 vs 0.61. Volatility ke liye, Aditya Birla Sun Life Large Cap Fund 12.61 hai, jabki SBI Blue Chip Fund 11.35 hai. Sach ye hai, SBI Blue Chip Fund ka risk-adjusted return Aditya Birla Sun Life Large Cap Fund se accha hai, lekin dono fund mein risk hai, toh aapko chahiye ki aap apne investment ki kripa se decide karein.
Q3: Which fund is more cost-effective?
Haan, expense ratio ke liye, Aditya Birla Sun Life Large Cap Fund 52 paisa per crore par hai, jabki SBI Blue Chip Fund 79 paisa per crore par hai. Sach ye hai, Aditya Birla Sun Life Large Cap Fund cost-effective hai, lekin aapko chahiye ki aap apne long-term goals ke liye investment karein, toh SBI Blue Chip Fund aapke liye accha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price