SBI Blue Chip Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Dekho, aaj hum do large cap funds ki comparison karne ja rahe hain - SBI Blue Chip Fund aur UTI Mutual Fund Large Cap Fund. Yeh funds kis category se aate hain aur humein kya seekhne ko milega, iske bare mein jaanne ke liye aye hain. Fund A, SBI Blue Chip Fund, kafi popular hain aur aaj hum iske visheys mein jaakar dekhte hain ki yeh fund kaise perform kar raha hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | UTI Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 11.79 |
| Sharpe Ratio | 0.52 | 0.7 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 21% |
🤖 AI Verdict – Which is Better?
Yeh toh sach ye hai ki long-term wealth creation ke liye SBI Blue Chip Fund bhi thoda accha hai. Iske 3Y return 12.44% hai, jo ki UTI Mutual Fund Large Cap Fund ke 14.7% se kam hai. Lekin, expense ratio ka dhyaan rakhte huye, yeh fund bhi adhik expensive hai. Haan, riskometer ke hisab se bhi dono funds bahut hi high risk hain, lekin SBI Blue Chip Fund ki expense ratio thodi adhik hai. Toh, humein lagta hai ki SBI Blue Chip Fund is baat ke liye thoda bura hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, SBI Blue Chip Fund thoda better hai. Iske 5Y return 13.47% hai, jo ki UTI Mutual Fund Large Cap Fund ke 12.03% se adhik hai. Lekin, dono funds ki consistency aur return stability ke liye bhi humein jaanana hoga. Chaliye, hum iske baare mein jaante hain.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se, SBI Blue Chip Fund UTI Mutual Fund Large Cap Fund se thoda adhik risk hai. Lekin, Sharpe ratio ke hisab se, UTI Mutual Fund Large Cap Fund thoda bura hai. Haan, expense ratio ke hisab se, dono funds bahut hi expensive hain. Toh, humein lagta hai ki UTI Mutual Fund Large Cap Fund is baat ke liye thoda better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se, SBI Blue Chip Fund thoda diversified hai. Iske top 3 holdings me HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hai. Lekin, UTI Mutual Fund Large Cap Fund ke top 3 holdings me bhi HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai. Haan, SBI Blue Chip Fund ke asset allocation me T-Bills ki shamilat bahut hi kam hai, jo ki ek risk factor hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki SBI Blue Chip Fund ka 5Y return 13.47% hai, jo ki UTI Mutual Fund Large Cap Fund ke 12.03% se adhik hai. Toh, SBI Blue Chip Fund is baat ke liye better hai.
Q2: Is the higher risk fund worth it?
Sach ye hai ki SBI Blue Chip Fund ka Sharpe ratio 0.52 hai, jo ki UTI Mutual Fund Large Cap Fund ke 0.7 se kam hai. Lekin, volatility ke hisab se, SBI Blue Chip Fund thoda adhik risk hai. Haan, expense ratio ke hisab se, dono funds bahut hi expensive hain. Toh, humein lagta hai ki UTI Mutual Fund Large Cap Fund is baat ke liye thoda better hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki UTI Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo ki SBI Blue Chip Fund ke 1.43% se kam hai. Haan, dono funds bahut hi expensive hain. Toh, humein lagta hai ki UTI Mutual Fund Large Cap Fund is baat ke liye thoda better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price