SBI Blue Chip Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Dekho, aapke paas do bade fund hain - SBI Blue Chip Fund aur Tata Mutual Fund Large Cap Fund. Ye dono fund large cap category mein hain aur aapne long-term wealth creation ke liye investment karna chahte hain. Ye article aapko dikhayega ki kis fund se aapke paas better return milega aur kya fund aapke liye better risk-adjusted return offer karta hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Tata Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.94 |
| Sharpe Ratio | 0.52 | 0.63 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 32% |
🤖 AI Verdict – Which is Better?
Sach ye hai, humara verdict hai ki SBI Blue Chip Fund aapke liye better fund hai. Iska karan hai 3Y return aur expense ratio ke beech ki comparison. SBI Blue Chip Fund ka 3Y return 12.44% hai, jiska mukhya rival Tata Mutual Fund Large Cap Fund ka 3Y return 14.7% hai, lekin Tata Mutual Fund ka expense ratio 0.52% hai, jabki SBI Blue Chip Fund ka expense ratio 1.43% hai. Haan, isme time hai, lekin aapne long-term wealth creation ke liye expense ratio ka bhi importance hai. Chaliye, aap SBI Blue Chip Fund se apne long-term wealth creation ke liye benefit utha sakte hain.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye kis fund se aapke paas better return milega, yeh dikhana zaroori hai. SBI Blue Chip Fund ka 5Y return 13.47% hai, jabki Tata Mutual Fund Large Cap Fund ka 5Y return 12.03% hai. Lekin, isse pata chalta hai ki SBI Blue Chip Fund ka consistency aur return stability Tata Mutual Fund Large Cap Fund se bahut adhik hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke beech ki comparison karna zaroori hai. SBI Blue Chip Fund ka Riskometer Very High hai, jabki Tata Mutual Fund Large Cap Fund ka Riskometer bhi Very High hai. Lekin, volatility ke beech mein antar hai. SBI Blue Chip Fund ka volatility 11.37 hai, jabki Tata Mutual Fund Large Cap Fund ka volatility 12.94 hai. Sharpe ratio ke beech mein bhi antar hai. SBI Blue Chip Fund ka Sharpe ratio 0.52 hai, jabki Tata Mutual Fund Large Cap Fund ka Sharpe ratio 0.63 hai. Iske alawa, expense ratio ke beech mein bhi antar hai. SBI Blue Chip Fund ka expense ratio 1.43% hai, jabki Tata Mutual Fund Large Cap Fund ka expense ratio 0.52% hai. Haan, isme time hai, lekin aapne long-term wealth creation ke liye risk-adjusted return ka bhi importance hai. Chaliye, aap SBI Blue Chip Fund se apne long-term wealth creation ke liye better risk-adjusted return utha sakte hain.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke beech ki comparison karna zaroori hai. SBI Blue Chip Fund ka asset allocation Equity 97.26% hai, jabki T-Bills 0.78% hai. Tata Mutual Fund Large Cap Fund ka asset allocation Equity 96% hai, jabki T-Bills 4% hai. Top holdings concentration ke beech mein bhi antar hai. SBI Blue Chip Fund ka top 3 holdings HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hai. Tata Mutual Fund Large Cap Fund ka top 3 holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai. Haan, isme time hai, lekin aapne long-term wealth creation ke liye portfolio diversification ka bhi importance hai. Chaliye, aap SBI Blue Chip Fund se apne long-term wealth creation ke liye better portfolio diversification utha sakte hain.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ka 5Y return 13.47% hai, jabki Tata Mutual Fund Large Cap Fund ka 5Y return 12.03% hai. Isse pata chalta hai ki SBI Blue Chip Fund aapke liye long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
SBI Blue Chip Fund ka Riskometer Very High hai, jabki volatility 11.37 hai. Tata Mutual Fund Large Cap Fund ka Riskometer bhi Very High hai, jabki volatility 12.94 hai. Sharpe ratio ke beech mein bhi antar hai. SBI Blue Chip Fund ka Sharpe ratio 0.52 hai, jabki Tata Mutual Fund Large Cap Fund ka Sharpe ratio 0.63 hai. Isse pata chalta hai ki SBI Blue Chip Fund aapke liye long-term wealth creation ke liye better fund hai.
Q3: Which fund is more cost-effective?
Tata Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jabki SBI Blue Chip Fund ka expense ratio 1.43% hai. Isse pata chalta hai ki Tata Mutual Fund Large Cap Fund aapke liye cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price