SBI Blue Chip Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
22.93%
Dekho, aap logon ki khaatir mein aaj Fund A aur Fund B donon ka comparison karne jaa rahe hain. Fund A SBI Blue Chip Fund hai, jiska category Large Cap hai, aur Fund B Sundaram Mutual Fund Multi Cap Fund hai, jiska category Multi Cap hai. Aap logon ko yeh pata chalne jaaega ki dono fundon ke beech mein kya fark hai aur kis fund mein aapko lagu karna chahiye. Haan, yeh sahi fund hoga jisase aapko long-term mein aur zyaada profit ho.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Sundaram Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 166.74 | 1431.56 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 14.8 |
| Sharpe Ratio | 0.52 | 1.11 |
| 1 Year Return (%) | -0.75% | 6.91% |
| 3 Year Return (%) | 12.44% | 22.93% |
| 5 Year Return (%) | 13.47% | 19.07% |
| Since Launch (%) | 22.61% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 50% |
🤖 AI Verdict – Which is Better?
Chaliye, hum aapko batate hain ki Fund B Sundaram Mutual Fund Multi Cap Fund better fund hai. Yeh fund 3Y aur 5Y mein aapko zyaada return deta hai. Lekin expense ratio ke hisaab se Fund A thoda sa aasan hai. Haan, riskometer aur volatility dono mein Fund B zyaada hai lekin Sharpe ratio ke hisaab se yeh fund aapko better returns deta hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Yeh fund kiske liye hai jisake paas 10+ saal ke liye SIP lagane ka plan hai? Dekho, Fund A aur Fund B dono fund mein aapko zyaada return milega lekin Fund A ka consistency thoda sa aasaan hai. Haan, yeh fund aapko long-term mein aur zyaada profit deta hai.
⚠️ Risk & Cost Analysis
Yeh fund kiski riskometer hai aur kiski volatility? Dekho, Fund B ka riskometer aur volatility zyaada hai lekin Sharpe ratio ke hisaab se yeh fund aapko better returns deta hai. Haan, expense ratio ke hisaab se Fund A thoda sa aasan hai.
📊 Portfolio Diversification
Yeh fund kaisa portfolio hai? Dekho, Fund A mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ka concentration zyaada hai. Haan, Fund B mein bhi HDFC Bank Ltd. aur ICICI Bank Ltd. ka concentration zyaada hai lekin Reliance Industries Ltd. ka kam hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B Sundaram Mutual Fund Multi Cap Fund 5Y mein aapko 19.07% aur 3Y mein 22.93% return deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka volatility aur Sharpe ratio dono mein zyaada hai lekin yeh fund aapko better returns deta hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio Fund B ke compare mein kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price