SBI Blue Chip Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
13.45%
Dekho, aapke paas do funds hain, SBI Blue Chip Fund aur SBI Small Cap Fund. Ye dono funds ek hi portfolio manager ke under aaye hain. Fund A, SBI Blue Chip Fund, ek large cap fund hai, jabki Fund B, SBI Small Cap Fund, ek small cap fund hai. Aaj humein yah sunishchit karna hai ki dono funds mein se kaun se aapke liye achha hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | SBI Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 166.74 | 192.12 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 17.83 |
| Sharpe Ratio | 0.52 | 0.39 |
| 1 Year Return (%) | -0.75% | 0.06% |
| 3 Year Return (%) | 12.44% | 13.45% |
| 5 Year Return (%) | 13.47% | 14.57% |
| Since Launch (%) | 22.61% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 8% | 23% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, SBI Blue Chip Fund, long-term mein aapke liye better fund hai. Iska 3Y return 12.44% hai, jo Fund B ke 13.45% se kam hai lekin expense ratio 1.43% hai, jo Fund B ke 0.82% se adhik hai. Riskometer bhi dono funds mein very high hai, lekin Fund A ka Sharpe ratio 0.52 hai, jo Fund B ka 0.39 se adhik hai. Isliye, Fund A aapke liye better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP (Systematic Investment Plan) karte samay Fund A aur Fund B mein se kaun se fund aapke liye achha hai? Dekhiye, Fund B ka 3Y return aur 5Y return Fund A se adhik hai. Lekin, expense ratio aur volatility ke maamle mein Fund A better hai. Haan, Fund B ka 1Y return Fund A ke 1Y return se kam hai. Isliye, Fund A SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke maamle mein Fund A aur Fund B ki tulna karenge. Fund A ka riskometer aur volatility Fund B ke saman hai, lekin Sharpe ratio aur expense ratio mein Fund A better hai. Isliye, Fund A aapke liye better fund hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke maamle mein Fund A aur Fund B ki tulna karenge. Fund A ka asset allocation Equity mein 97.26% hai, jabki Fund B ka asset allocation Equity mein 91.00% hai. Top holdings concentration ke maamle mein bhi Fund A better hai. Isliye, Fund A aapke liye better fund hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 13.47% hai, jo Fund B ke 14.57% se kam hai. Lekin, Fund A ka 3Y return Fund B se adhik hai. Isliye, Fund A long run mein aapke liye better fund hai.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka volatility aur Sharpe ratio Fund A ke saman hai. Lekin, Fund A ka expense ratio Fund B ke adhik hai. Isliye, Fund B ka higher risk vishesh roop se aapke liye nahee hai.
Q3: Which fund is more cost‑effective?
Answer: Fund B ka expense ratio 0.82% hai, jo Fund A ke 1.43% se kam hai. Isliye, Fund B aapke liye more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price