SBI Blue Chip Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
15.45%
Ab ye dekho, main aapko do mutual funds Fund A aur Fund B ke baare mein batane wala hoon. Fund A ka naam SBI Blue Chip Fund hai aur yeh Large Cap category mein aata hai. Fund B ka naam SBI Midcap Fund hai aur yeh Mid Cap category mein aata hai. Aaj hum donon funds ki tulna karenge aur aapko pata chalega ki kis fund mein aapka paisa zyada safe aur profitable hoga.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | SBI Mutual Fund |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 166.74 | 264.93 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 14.71 |
| Sharpe Ratio | 0.52 | 0.61 |
| 1 Year Return (%) | -0.75% | 1.71% |
| 3 Year Return (%) | 12.44% | 15.45% |
| 5 Year Return (%) | 13.47% | 16.58% |
| Since Launch (%) | 22.61% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 8% | 33% |
🤖 AI Verdict – Which is Better?
Chaliye hum donon funds ki tulna karenge. Fund A ka 3Y return 12.44% hai lekin expense ratio 1.43% hai. Fund B ka 3Y return 15.45% hai lekin expense ratio 1.62% hai. Fund B ka expense ratio Fund A se zyada hai lekin 3Y return bhi zyada hai. Isliye, Fund B aapke liye zyada profitable dikh raha hai, lekin chhoti se chhoti aapko jyada risk lena pad sakta hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
Aapko yeh pata hai ki SIP (Systematic Investment Plan) ek aisa plan hai jismein aap har mahine ek fix raat par apne mutual fund mein paisa invest karte hain. Fund A ka 3Y return 12.44% hai aur 1Y return -0.75% hai. Fund B ka 3Y return 15.45% hai aur 1Y return 1.71% hai. Fund B ka return Fund A se zyada stable hai, isliye yeh aapke liye SIP ke liye zyada suitable hai.
⚠️ Risk & Cost Analysis
Ab hum donon funds ki riskometer, volatility aur Sharpe ratio ki tulna karenge. Fund A ka riskometer Very High hai, volatility 11.37 hai aur Sharpe ratio 0.52 hai. Fund B ka riskometer bhi Very High hai, volatility 14.71 hai aur Sharpe ratio 0.61 hai. Fund B ka Sharpe ratio Fund A se zyada hai, isliye yeh aapke liye zyada risk-adjusted returns deta hai.
📊 Portfolio Diversification
Ab hum donon funds ki asset allocation aur top holdings concentration ki tulna karenge. Fund A ka asset allocation Equity mein 97.26% hai aur T-Bills mein 0.78% hai. Fund B ka asset allocation Equity mein 93.08% hai, T-Bills mein 1.19% hai aur Futures mein 0.29% hai. Fund B ka asset allocation Fund A se zyada diversified hai, lekin Fund A ka top holdings concentration Fund B se kam hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ka 5Y return 16.58% hai, jo Fund A ka 5Y return 13.47% se zyada hai. Isliye, Fund B aapke liye long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio Fund A ke Sharpe ratio se zyada hai. Isliye, yeh aapke liye risk-adjusted returns deta hai, lekin aapko yeh pata hona chahiye ki aapko jyada risk lena pad sakta hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ka expense ratio 1.43% hai, jo Fund B ka expense ratio 1.62% se kam hai. Isliye, Fund A aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price