SBI Blue Chip Fund vs SBI Focused Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
18.13%
Ek baar phir aapke paas do fund hain - SBI Blue Chip Fund aur SBI Focused Fund. Fund A Large Cap category mein hai, jabki Fund B Multi Cap category mein hai. Aaj hum dekheinge ki dono fund ke beech kya chhoti-badi chot hai aur aapko kya seekhne ko milegi.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BSBI Focused Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 166.74 | 432.21 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.47% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 13.25 |
| Sharpe Ratio | 0.52 | 0.88 |
| 1 Year Return (%) | -0.75% | 12.11% |
| 3 Year Return (%) | 12.44% | 18.13% |
| 5 Year Return (%) | 13.47% | 15.02% |
| Since Launch (%) | 22.61% | 15.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% |
| Portfolio Turnover | 8% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B ko long-term wealth creation ke liye prefer karna chahiye. Yeh 3Y return mein 18.13% return deta hai, jabki Fund A 12.44% return deta hai. Expense ratio ke liye bhi Fund B kam hai, 1.47% vs 1.43%. Riskometer bhi dono fund Very High hai, lekin Fund B volatility mein kam hai, 13.25 vs 11.37.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Koi bhi fund SIP ke liye achha hai, lekin Fund B ke liye yeh seekhne ko milta hai ki yeh 3Y aur 5Y mein consistent return deta hai. Fund A ke liye yeh ek chunauti hai ki yeh 1Y mein negative return deta hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye Fund B kam hai, lekin expense ratio ke liye Fund A kam hai. Sharpe ratio ke liye Fund B kam hai, 0.88 vs 0.52. Fund B ke liye yeh ek achha risk-adjusted return deta hai.
📊 Portfolio Diversification
Asset allocation ke liye Fund B kam hai, 76.29% vs 97.26%. Top holdings concentration ke liye Fund B kam hai, HDFC Bank, ICICI Bank, aur Reliance Industries ke liye 21.05% vs 22.45%. Fund B ke portfolio mein sector risk kam hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B 5Y mein 15.02% aur 3Y mein 18.13% return deta hai, jabki Fund A 13.47% aur 12.44% return deta hai.
Q2: Is the higher risk fund worth it?
Fund B ke liye volatility 13.25 hai, jabki Fund A ke liye yeh 11.37 hai. Sharpe ratio ke liye Fund B kam hai, 0.88 vs 0.52.
Q3: Which fund is more cost-effective?
Fund B ke expense ratio 1.47% hai, jabki Fund A ke expense ratio 1.43% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price