SBI Blue Chip Fund vs Quantum Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Chaliye, dekho, main aapko do admiyoon fund ke baare mein batana hoon. Fund A hai SBI Blue Chip Fund aur Fund B hai Quantum Mutual Fund Large Cap Fund. Dono fund large cap category mein aate hain. Aap yeh jaanenge ki is article mein humein fund ke beech ki comparison kaise karenge.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BQuantum Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quantum Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.40 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 11.75 |
| Sharpe Ratio | 0.52 | 0.7 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 21% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A better hai. 3Y return 12.44% hai, expense ratio 1.43% hai, aur riskometer very high hai. Fund B ka 3Y return 14.7% hai, lekin expense ratio 0.52% hai. Haan, Fund B ka expense ratio kam hai, lekin Fund A ka 3Y return bhi accha hai. Dekho, Fund A ka riskometer bhi very high hai, lekin Fund B ka riskometer bhi very high hai. Lekin Fund A ka Sharpe ratio 0.52 hai, jisse yeh fund risk-adjusted returns deta hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Quantum Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.40 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Monthly SIP ke liye fund bhi bahut accha hai, lekin Fund A ka 1Y return -0.75% hai, jabki Fund B ka 1Y return -4.02% hai. Lekin Fund A ka 3Y return aur 5Y return bhi accha hai. Haan, Fund A ka expense ratio 1.43% hai, lekin Fund B ka expense ratio 0.52% hai. Dekho, Fund A ka AUM 53,468.34 cr hai, lekin Fund B ka AUM 24,000 cr hai. Lekin Fund A ka asset allocation aur top holdings bhi accha hai. Chaliye, Fund A ka asset allocation 97.26% equity aur 0.78% T-Bills hai, jabki Fund B ka asset allocation 96.00% equity aur 4.00% T-Bills hai.
⚠️ Risk & Cost Analysis
Volatility aur Sharpe ratio ka comparison karte hai, to Fund B ki volatility 11.75 hai, jabki Fund A ki volatility 11.37 hai. Lekin Fund A ka Sharpe ratio 0.52 hai, jisse yeh fund risk-adjusted returns deta hai. Dekho, Fund B ka expense ratio 0.52% hai, jabki Fund A ka expense ratio 1.43% hai. Lekin Fund A ka 3Y return aur 5Y return bhi accha hai.
📊 Portfolio Diversification
Fund A ka asset allocation 97.26% equity aur 0.78% T-Bills hai, jabki Fund B ka asset allocation 96.00% equity aur 4.00% T-Bills hai. Dekho, Fund A ka top holdings concentration bhi kam hai, lekin Fund B ka top holdings concentration bhi kam hai. Chaliye, Fund A ka top holdings HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hai, jabki Fund B ka top holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Quantum Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 13.47% hai aur 3Y return 12.44% hai, jabki Fund B ka 5Y return 12.03% hai aur 3Y return 14.7% hai. Haan, Fund B ka 3Y return accha hai, lekin Fund A ka 5Y return bhi accha hai. Dekho, Fund A ka riskometer very high hai, lekin Fund B ka riskometer bhi very high hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ka comparison karte hai, to Fund A ki volatility 11.37 hai aur Sharpe ratio 0.52 hai, jabki Fund B ki volatility 11.75 hai aur Sharpe ratio 0.7 hai. Haan, Fund B ka Sharpe ratio accha hai, lekin Fund A ka 3Y return aur 5Y return bhi accha hai. Dekho, Fund A ka riskometer very high hai, lekin Fund B ka riskometer bhi very high hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.52% hai, jabki Fund A ka expense ratio 1.43% hai. Haan, Fund B ka expense ratio kam hai, lekin Fund A ka 3Y return aur 5Y return bhi accha hai. Dekho, Fund A ka AUM 53,468.34 cr hai, jabki Fund B ka AUM 24,000 cr hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price