SBI Blue Chip Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
20.86%
Chaliye dekho Fund A aur Fund B donon mein kya farq hai. Fund A SBI Blue Chip Fund hai, jo Large Cap category mein aata hai. Fund B PPFAS Mutual Fund Multi Cap Fund hai, jo Multi Cap category mein aata hai. Aaj humein iske beech mein comparison karna hai taaki aapko pata chale ki kis fund mein lagataar paisa invest karna chahiye.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | PPFAS Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 166.74 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 14.1 |
| Sharpe Ratio | 0.52 | 1.02 |
| 1 Year Return (%) | -0.75% | 5.23% |
| 3 Year Return (%) | 12.44% | 20.86% |
| 5 Year Return (%) | 13.47% | 14.84% |
| Since Launch (%) | 22.61% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 41% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai ki Fund B PPFAS Mutual Fund Multi Cap Fund ismein lagataar paisa invest karna chahiye. Iska 3Y return 20.86% hai, jo Fund A ka 3Y return se adhik hai. Lekin expense ratio bhi kam nahi hai, 1.68% hai. Riskometer bhi very high hai. Lekin Sharpe ratio 1.02 hai, jo Fund A ka Sharpe ratio se adhik hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
📈 SIP Suitability
Chaliye dekho ki kis fund mein SIP karne se aapko adhik vishwas hai. Fund A ka 1Y return -0.75% hai, jo Fund B ka 1Y return se kam hai. Lekin Fund B ka 3Y return adhik hai, jo Fund A ka 3Y return se adhik hai. Isliye, Fund B ismein lagataar paisa invest karne ke liye adhik acha hai.
⚠️ Risk & Cost Analysis
Haan, riskometer aur expense ratio dono hi very high hain. Lekin Sharpe ratio mein Fund B adhik hai. Isliye, Fund B mein lagataar paisa invest karna chahiye, lekin apne risk ko bhi dhyan mein rakhein. Volatility bhi Fund B mein adhik hai, 14.1% hai.
📊 Portfolio Diversification
Chaliye dekho ki Fund A aur Fund B mein kya farq hai. Fund A ka asset allocation Equity: 97.26% | T-Bills: 0.78% hai. Fund B ka asset allocation Equity: 97.00% | T-Bills: 3.00% hai. Top holdings bhi dono mein alag-alag hain. Fund A mein HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hain. Fund B mein HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), aur Reliance Industries Ltd. (4.9%) hain.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B PPFAS Mutual Fund Multi Cap Fund 5Y aur 3Y returns mein adhik hai. Isliye, Fund B ismein lagataar paisa invest karna chahiye.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio adhik hai, lekin volatility bhi adhik hai. Isliye, apne risk ko dhyan mein rakhein aur fir fir Fund B mein lagataar paisa invest karein.
Q3: Which fund is more cost-effective?
Expense ratio ke liye Fund A kam hai, 1.43% hai. Fund B ka expense ratio 1.68% hai. Isliye, Fund A ismein lagataar paisa invest karna chahiye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price