SBI Blue Chip Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Today humein do famous mutual funds ke beech ki comparison karte hain - SBI Blue Chip Fund aur PPFAS Mutual Fund Large Cap Fund. Ye dono fund large cap category mein aate hain aur 3 saal ka return ka dhyan rakhte hain. Dekho, kya aapko lagta hai ki kis fund mein long term mein paise kamana hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | PPFAS Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.07 |
| Sharpe Ratio | 0.52 | 0.68 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 24% |
🤖 AI Verdict – Which is Better?
Aaj hum 3 saal ka return, expense ratio aur risk ke basis par fund ki comparison karte hain. Fund B, PPFAS Mutual Fund Large Cap Fund, ismein 3 saal ka return 14.7% hai, jo Fund A, SBI Blue Chip Fund, ke 12.44% se adhik hai. Haan, expense ratio bhi Fund B mein 0.52% hai, jo Fund A ke 1.43% se kam hai. Lekin, riskometer bhi dono fund mein very high hai. Sach ye hai, Fund B mein 3 saal ka return aur expense ratio mein fund A se bada hai, lekin risk bhi very high hai. To, aapko fund A jaisa fund chunna hoga, jo 3 saal ka return mein kam hai, lekin expense ratio mein kam hai aur risk bhi kam hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Agar aap 10+ saal ke SIP ke liye investment karte hain, to Fund A, SBI Blue Chip Fund, aapke liye better hoga. Fund A me 5 saal ka return 13.47% hai, jo Fund B ke 12.03% se adhik hai. Haan, Fund A mein expense ratio 1.43% hai, jo Fund B ke 0.52% se kam hai. Lekin, Fund A mein riskometer bhi very high hai. Sach ye hai, Fund A mein consistency aur return stability Fund B se adhik hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke basis par hum dono fund ka comparison karte hain. Fund B mein riskometer very high hai, lekin volatility 12.07 hai, jo Fund A ke 11.37 se adhik hai. Haan, Sharpe ratio bhi Fund B mein 0.68 hai, jo Fund A ke 0.52 se adhik hai. Lekin, expense ratio bhi Fund B mein 0.52% hai, jo Fund A ke 1.43% se kam hai. Sach ye hai, Fund B mein riskometer aur volatility Fund A se adhik hai, lekin Sharpe ratio Fund A ke adhik hai.
📊 Portfolio Diversification
Fund A mein asset allocation equity 97.26% hai aur T-Bills 0.78% hai. Haan, top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hai. Fund B mein asset allocation equity 96.00% hai aur T-Bills 4.00% hai. Haan, top 3 holdings mein bhi HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hai. Sach ye hai, Fund A mein asset allocation Fund B se adhik hai, lekin T-Bills Fund B mein 4.00% hai, jo Fund A ke 0.78% se kam hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A, SBI Blue Chip Fund, mein 5 saal ka return 13.47% hai, jo Fund B ke 12.03% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B mein riskometer very high hai, lekin Sharpe ratio bhi Fund B mein 0.68 hai, jo Fund A ke 0.52 se adhik hai.
Q3: Which fund is more cost-effective?
Fund B, PPFAS Mutual Fund Large Cap Fund, mein expense ratio 0.52% hai, jo Fund A ke 1.43% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price