SBI Blue Chip Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
1.9%
Abey, dekho! Today, hum are comparing SBI Blue Chip Fund aur Old Bridge Mutual Fund Multi Cap Fund ke beech. Ye don'tze hai kya fund aapke long-term wealth creation ke liye achha hai? Dekhte hain.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 166.74 | 8.38 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 13.85 |
| Sharpe Ratio | 0.52 | 1.82 |
| 1 Year Return (%) | -0.75% | -11.42% |
| 3 Year Return (%) | 12.44% | 1.9% |
| 5 Year Return (%) | 13.47% | 1.13% |
| Since Launch (%) | 22.61% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 38% |
🤖 AI Verdict – Which is Better?
Haan, humne fundon ke 3Y return, expense ratio aur risk ke basis par verdict diya hai. Fund A (SBI Blue Chip Fund) ne 3Y mein 12.44% ki return di hai, jo Fund B (Old Bridge Mutual Fund Multi Cap Fund) ne 1.9% ki return di hai. Lekin, expense ratio ke hisaab se, Fund A 1.43% expense ratio ke saath sabse kam hai. Riskometer ke hisaab se bhi dono fund Very High risk hai, lekin Fund A ki volatility 11.37 hai, jo Fund B ki volatility 13.85 se kam hai. Isliye, hum SBI Blue Chip Fund ko long-term wealth creation ke liye behtar fund manaenge.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Haan, ab hum SIP suitbility ke baare mein baat karte hain. Agar aap 10+ saal ke liye SIP invest karna chahte hain, toh Fund A (SBI Blue Chip Fund) aapke liye behtar fund hai. Iska reason hai ki Fund A ne 3Y aur 5Y mein better return di hai, aur expense ratio bhi kam hai. Fund B ne 5Y mein kam return di hai, jisse aapke SIP portfolio ke return mein lagbhagg lagbhag kam hoga.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio aur expense ratio ke hisaab se fundon ki risk-adjusted returns kee comparison karte hain. Fund A (SBI Blue Chip Fund) ki riskometer Very High hai, lekin volatility 11.37 hai, jo Fund B (Old Bridge Mutual Fund Multi Cap Fund) ki volatility 13.85 se kam hai. Sharpe ratio bhi Fund A ka better hai, jisse aapko high return ke saath risk bhi kam hoga. Isliye, hum SBI Blue Chip Fund ko better risk-adjusted returns ke liye fund manaenge.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ke hisaab se fundon ki portfolio diversification kee comparison karte hain. Fund A (SBI Blue Chip Fund) mein asset allocation Equity 97.26% hai, aur T-Bills 0.78% hai. Top holdings mein HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hai. Fund B (Old Bridge Mutual Fund Multi Cap Fund) mein asset allocation Equity 97.00% hai, aur T-Bills 3.00% hai. Top holdings mein HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), aur Reliance Industries Ltd. (4.9%) hai. Dono fund mein asset allocation mein kuchh antar hai, lekin Fund A mein top holdings concentration thoda kam hai, jisse portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A (SBI Blue Chip Fund) ne 3Y aur 5Y mein better return di hai. Iska reason hai ki fund ne high-quality holdings mein investment kiya hai aur expense ratio bhi kam hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B (Old Bridge Mutual Fund Multi Cap Fund) ki volatility thodi jyada hai, lekin Sharpe ratio bhi behtar hai. Isliye, fund aapke liye achha risk-adjusted return de sakta hai. Lekin, aapko fund ke risk ke hisaab se investment karna chahiye.
Q3: Which fund is more cost-effective?
Haan, Fund A (SBI Blue Chip Fund) ka expense ratio 1.43% hai, jisse aapko thoda jyada cost karna padega. Fund B (Old Bridge Mutual Fund Multi Cap Fund) ka expense ratio 1.68% hai, jisse aapko kam cost karna padega.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price