SBI Blue Chip Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
1.9%
Dekho, aap donon funds ki categories alag alag hain. Fund A Large Cap hai, jabki Fund B Mid Cap. Aaj hum donon funds ko compare karke dekheinge. Aapki jaankari ke liye, yeh article aapko pata lagaayega ki kis fund mein long-term se paise badhne ki sambhavna jyada hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 166.74 | 10.59 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.75% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 15.35 |
| Sharpe Ratio | 0.52 | 1.82 |
| 1 Year Return (%) | -0.75% | 5.79% |
| 3 Year Return (%) | 12.44% | 1.9% |
| 5 Year Return (%) | 13.47% | 1.13% |
| Since Launch (%) | 22.61% | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 8% | 31% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ki 3Y return 12.44% hai, jabki Fund B ki 1.9% hai. Lekin expense ratio ke maamle mein Fund B kam hai - 1.75% compared to Fund A ka 1.43%. Riskometer bhi donon hi high hai, lekin Sharpe ratio mein Fund B kam hai - 1.82 compared to Fund A ka 0.52. Haan, Fund A ki AUM jyada hai, lekin humein long-term wealth creation ke liye Fund B ka preference karna chaiye.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Haan, SIP ke liye Fund B jyada suitable hai. Fund A ki consistency aur return stability bahut jyada hai, lekin Fund B ki 1Y return bhi good hai - 5.79%. Dekho, SIP ke liye Fund B ke returns stability aur Fund A ke consistency ke beech mein koi bahut bada farak nahi hai.
⚠️ Risk & Cost Analysis
Chaliye, riskometer aur volatility ke maamle mein Fund B jyada hi riski hai - 15.35 compared to Fund A ka 11.37. Lekin Sharpe ratio mein Fund A kam hai - 0.52 compared to Fund B ka 1.82. Expense ratio ke maamle mein bhi Fund B kam hai - 1.75% compared to Fund A ka 1.43%. Haan, jis fund mein risk-adjusted returns jyada ho, use choose karna chaiye.
📊 Portfolio Diversification
Asset allocation ke maamle mein Fund A jyada diversified hai - 97.26% equity aur 0.78% T-Bills. Fund B ki asset allocation 94.00% equity aur 6.00% T-Bills hai. Dekho, Fund A ki asset allocation Fund B se jyada diversified hai, lekin sector risk ka maamlaa Fund B ki top holdings ko dekhte hue chaliye.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 13.47% hai, jabki Fund B ki 1.13% hai. Isliye, Fund A long-term se paise badhne ki sambhavna jyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility 15.35 hai, lekin Sharpe ratio 1.82 hai. Fund A ki volatility 11.37 hai, lekin Sharpe ratio 0.52 hai. Isliye, Fund B ki risk-adjusted returns jyada ho sakti hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ki expense ratio 1.75% hai, jabki Fund A ki 1.43% hai. Isliye, Fund B jyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price