SBI Blue Chip Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
6.93%
Chaliye, dekho Fund A aur Fund B ke beech ki tarah-tarah karke dekhte hain. Fund A SBI Blue Chip Fund hai, jo Large Cap category mein aata hai. Fund B Old Bridge Mutual Fund Liquid Fund hai, jo Liquid Fund category mein aata hai. Aaj hum is article mein in donon fundon ki tarah-tarah karke dekhte hain aur unke beech ki tarah-tarah pata karte hain.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 166.74 | 5622.79 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.37 | 0.12 |
| Sharpe Ratio | 0.52 | 3.58 |
| 1 Year Return (%) | -0.75% | 6.17% |
| 3 Year Return (%) | 12.44% | 6.93% |
| 5 Year Return (%) | 13.47% | 6.11% |
| Since Launch (%) | 22.61% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 239% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B ke beech ka verdict karna hoga. Dekhna hoga ki 3Y return, expense ratio, aur risk ke hisab se Fund A kya Fund B se adhik achha hai. Sach ye hai ki Fund A ka 3Y return 12.44% hai, jiska expense ratio 1.43% hai aur riskometer Very High hai. Fund B ka 3Y return 6.93% hai, jiska expense ratio 0.12% hai aur riskometer Low hai. Iske hisab se, Fund A Fund B se adhik achha hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
SIP ke liye Fund A ya Fund B ka chunna hai. Fund A ka 1Y return -0.75% hai, jiska 3Y return 12.44% hai. Fund B ka 1Y return 6.17% hai, jiska 3Y return 6.93% hai. Fund A ka consistency aur return stability Fund B se adhik accha hai. Isliye, Fund A SIP ke liye adhik suitable hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke dhyaan se, Fund B, Old Bridge Mutual Fund Liquid Fund, better hai. Yeh isliye hai kyonki yeh Fund A ke mukabla kam risk ka fund hai aur volatility bhi kam hai. Fund B ka riskometer Low hai, jabki Fund A ka Very High hai. Sharpe ratio mein bhi, Fund B Fund A se adhik hai.
📊 Portfolio Diversification
Fund A aur Fund B ke asset allocation aur top holdings concentration ko dekhna hoga. Fund A ka asset allocation Equity mein 97.26% hai, jiska T-Bills mein 0.78% hai. Fund B ka asset allocation T-Bills mein 65.00% hai, jiska CD mein 20.00% hai. Fund B ka asset allocation Fund A se adhik diversified hai. Iske hisab se, Fund B Fund A se adhik diversified hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 13.47% hai, jiska 3Y return 12.44% hai. Iske hisab se, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A ka riskometer Very High hai, jiska volatility 11.37 hai aur Sharpe ratio 0.52 hai. Fund B ka riskometer Low hai, jiska volatility 0.12 hai aur Sharpe ratio 3.58 hai. Iske hisab se, Fund B Fund A se adhik accha hai.
Q3: Which fund is more cost-effective?
Answer: Fund B ka expense ratio 0.12% hai, jiska expense ratio Fund A se kam hai. Iske hisab se, Fund B adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price