SBI Blue Chip Fund vs Old Bridge Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Agar aapko seekhna hai ki kis fund mein long-term wealth creation ki sambhavana jyada hai, toh yah article aapke liye upyukt hai. Hum SBI Blue Chip Fund aur Old Bridge Mutual Fund Large Cap Fund ke beech ki tulna karenge. Fund A Large Cap category mein aata hai, jabki Fund B bhi Large Cap category mein aata hai. Dekho, hum aapko bataayenge ki kis fund ka 3Y return jyada hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BOld Bridge Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.62 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 11.89 |
| Sharpe Ratio | 0.52 | 0.69 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 22% |
🤖 AI Verdict – Which is Better?
Sabse pehle, hum 3Y return ke hisaab se Fund A aur Fund B ka comparison karenge. Fund A ka 3Y return 12.44% hai, jabki Fund B ka 3Y return 14.7% hai. Lekin, expense ratio bhi ek mahatvapoorn faktor hai. Fund A ka expense ratio 1.43% hai, jabki Fund B ka 0.52% hai. Haan, Fund B jyada cost-effective hai, lekin kya yeh jyada risk lene ke liye zaroori hai? Rukna nahin, hum Fund A aur Fund B ka riskometer, volatility aur Sharpe ratio ke hisaab se comparison karenge.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Old Bridge Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.62 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Agar aapko 10+ saal ke liye monthly SIP lagaana hai, toh kis fund ke liye upyukt hai? Dekho, Fund A ka 1Y return -0.75% hai, jabki Fund B ka 1Y return -4.02% hai. Fund A ka 3Y return jyada hai, lekin Fund B ka 5Y return Fund A se kam hai. Lekin, Fund B ka expense ratio Fund A ke expenses ratio se kam hai. Haan, Fund B ka consistency aur return stability Fund A se kam hai. Chaliye, hum Fund A ke volatility aur Sharpe ratio ke hisaab se comparison karenge.
⚠️ Risk & Cost Analysis
Hum Fund A aur Fund B ka riskometer, volatility, Sharpe ratio aur expense ratio ke hisaab se comparison karenge. Fund A ka riskometer Very High hai, jabki Fund B ka bhi Very High hai. Lekin, Fund A ka volatility 11.37% hai, jabki Fund B ka volatility 11.89% hai. Fund A ka Sharpe ratio 0.52 hai, jabki Fund B ka Sharpe ratio 0.69 hai. Haan, Fund B ka Sharpe ratio Fund A se jyada hai, lekin expense ratio Fund B ke liye kam hai. Dekho, Fund B ka expense ratio 0.52% hai, jabki Fund A ka expense ratio 1.43% hai.
📊 Portfolio Diversification
Hum Fund A aur Fund B ka asset allocation aur top holdings concentration ke hisaab se comparison karenge. Fund A ka asset allocation Equity mein 97.26% hai, jabki T-Bills mein 0.78% hai. Fund B ka asset allocation Equity mein 96.00% hai, jabki T-Bills mein 4.00% hai. Haan, Fund B ka asset allocation Fund A ke liye kam hai, lekin top holdings concentration Fund B ke liye jyada hai. Dekho, Fund B ka top holdings concentration HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. mein 8.5%, 7.8% aur 6.9% hai. Fund A ka top holdings concentration bhi HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. mein 8.73%, 7.76% aur 6.56% hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Old Bridge Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return Fund A se kam hai, lekin Fund A ka 3Y return jyada hai. Haan, Fund A ka 5Y return 13.47% hai, jabki Fund B ka 5Y return 12.03% hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio Fund A se jyada hai, lekin volatility Fund B ke liye jyada hai. Fund B ka riskometer bhi Very High hai, lekin expense ratio Fund B ke liye kam hai.
Q3: Which fund is more cost‑effective?
Haan, Fund B ka expense ratio Fund A ke expense ratio se kam hai. Dekho, Fund B ka expense ratio 0.52% hai, jabki Fund A ka expense ratio 1.43% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price