SBI Blue Chip Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
12.3%
Aap kya jaante hain ki Fund A aur Fund B donon Large Cap aur Balanced Hybrid Category se tail hai. Dekho, aaj hum aapko detail meh se pata chalayenge ki ye dono funds aapke long-term wealth creation ke liye kya offer karte hain.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 166.74 | 16.39 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 11.37 | 9.11 |
| Sharpe Ratio | 0.52 | 0.64 |
| 1 Year Return (%) | -0.75% | 3.08% |
| 3 Year Return (%) | 12.44% | 12.3% |
| 5 Year Return (%) | 13.47% | 5.27% |
| Since Launch (%) | 22.61% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 8% | 145% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono fund hai, lekin Fund A ka 3Y return 12.44% hai, jiska mukhya fund manager nahi pata hai, aur expense ratio 1.43% hai. Fund B ka 3Y return 12.3% hai, lekin expense ratio 0.78% hai. Chaliye, Fund B ki Moderately High riskometer aur expense ratio se Fund A ki Very High riskometer aur expense ratio se better hai. Fund B hai aapke long-term wealth creation ke liye better option.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Ek monthly SIP ke liye, Fund B better hai. Fund B ka 1Y return 3.08% hai, jiska consistency aur return stability Fund A ke compare meh better hai. Dekho, Fund B ka 3Y return 12.3% hai, jiska stability Fund A ki 12.44% return ke compare meh better hai.
⚠️ Risk & Cost Analysis
Haan, Fund A aur Fund B dono fund hai, lekin Fund A ka Very High riskometer aur volatility 11.37 hai. Fund B ka Moderately High riskometer aur volatility 9.11 hai. Sharpe ratio ke anusaar, Fund B ki risk-adjusted return Fund A ke compare meh better hai. Chaliye, Fund B ki expense ratio 0.78% Fund A ki expense ratio 1.43% ke compare meh better hai.
📊 Portfolio Diversification
Asset allocation ke anusaar, Fund A ka 97.26% equity aur 0.78% T-Bills hai. Fund B ka 65.00% equity, 30.00% debt, aur 5.00% T-Bills hai. Dekho, Fund B ka asset allocation Fund A ke compare meh better hai. Fund A ka top 3 holdings HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hai. Fund B ka top 3 holdings HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), aur Reliance Industries Ltd. (4.5%) hai. Chaliye, Fund B ka sector risk Fund A ke compare meh kam hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 13.47% hai, jiska long-term return Fund B ka 5Y return 5.27% return se better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher riskometer aur volatility Fund B ke compare meh hai, lekin Fund B ki Sharpe ratio Fund A ki Sharpe ratio se better hai. Chaliye, Fund B ki cost se Fund A ke risk ki comparison karein.
Q3: Which fund is more cost-effective?
Haan, Fund B ki expense ratio 0.78% Fund A ki expense ratio 1.43% se kam hai. Dekho, Fund B ki cost-effectiveness Fund A ke compare meh better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price