SBI Blue Chip Fund vs Nippon India Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
19.38%
Aaj hum do fundon ke beech ka comparison karne wale hain - SBI Blue Chip Fund aur Nippon India Multi Cap Fund. Ye donon fund large cap aur multi cap category mein aaate hain. Aapko yeh jaanna hoga ki kis fund mein long-term wealth creation ke liye investment karna chaahiye.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BNippon India Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Nippon India |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 166.74 | 327.56 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.26 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.84% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 14.38 |
| Sharpe Ratio | 0.52 | 0.9 |
| 1 Year Return (%) | -0.75% | 1.81% |
| 3 Year Return (%) | 12.44% | 19.38% |
| 5 Year Return (%) | 13.47% | 20.94% |
| Since Launch (%) | 22.61% | 15.99% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 99.5% |
| Portfolio Turnover | 8% | 89% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Nippon India Multi Cap Fund 3 saal ka return 19.38% hai, jo ki bahut hi achha hai. Lekin expense ratio 0.84% hai, jo ki kam hai. Riskometer bhi very high hai, lekin volatility 14.38 hai jo ki fund B ka hai. Haan, SBI Blue Chip Fund ka 5 saal ka return 13.47% hai, lekin expense ratio 1.43% hai, jo ki thoda jyada hai. Dekho, Fund B mein risk bhi jyada hai, lekin return bhi jyada hai. Chaliye, hamara verdict hai ki Nippon India Multi Cap Fund long-term wealth creation ke liye better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
📈 SIP Suitability
SIP suitabiity ke liye, hum 10 saal ke liye monthly SIP ke liye fund ka comparison karenge. Dekho, SBI Blue Chip Fund ka 1 saal ka return -0.75% hai, lekin Nippon India Multi Cap Fund ka 1 saal ka return 1.81% hai. Haan, Fund B ka return stability jyada hai, lekin Fund A ka consistency jyada hai. Chaliye, SIP ke liye Nippon India Multi Cap Fund better fund hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye, hum donon fundon ka comparison karenge. Dekho, Nippon India Multi Cap Fund ka riskometer very high hai, lekin volatility 14.38 hai. Lekin sharpe ratio 0.9 hai, jo ki bahut hi achha hai. SBI Blue Chip Fund ka riskometer bhi very high hai, lekin volatility 11.37 hai. Haan, sharpe ratio 0.52 hai, jo ki kam hai. Dekho, Nippon India Multi Cap Fund mein risk-adjusted returns better hain.
📊 Portfolio Diversification
Aapko yeh jaanna hoga ki donon fund mein asset allocation aur top holdings concentration ka kya hai. Dekho, SBI Blue Chip Fund mein equity 97.26% hai, aur T-Bills 0.78% hai. Nippon India Multi Cap Fund mein equity 99.5% hai, aur T-Bills 0.5% hai. Haan, SBI Blue Chip Fund mein top holdings concentration jyada hai, lekin Nippon India Multi Cap Fund mein sector risk bhi jyada hai. Chaliye, Nippon India Multi Cap Fund mein portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Multi Cap Fund ka 5 saal ka return 20.94% hai, jo ki SBI Blue Chip Fund ka 5 saal ka return 13.47% se jyada hai. Isliye, Nippon India Multi Cap Fund long run mein better returns de sakta hai.
Q2: Is the higher risk fund worth it?
Nippon India Multi Cap Fund ka volatility 14.38 hai, jo ki SBI Blue Chip Fund ka volatility 11.37 se jyada hai. Lekin sharpe ratio 0.9 hai, jo ki Fund B ka hai. Dekho, Fund B mein risk-adjusted returns better hain. Haan, Fund B mein risk jyada hai, lekin return bhi jyada hai. Chaliye, Fund B mein risk se nafrat na karne wale investor ke liye Fund B worth hai.
Q3: Which fund is more cost‑effective?
SBI Blue Chip Fund ka expense ratio 1.43% hai, jo ki Nippon India Multi Cap Fund ka expense ratio 0.84% se jyada hai. Isliye, Nippon India Multi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price