SBI Blue Chip Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
15.4%
Dekho, aapko do bade fundon ke beech ka comparison milenga. Fund A hai SBI Blue Chip Fund aur Fund B hai Nippon India Large Cap Fund, dono large cap category mein aa raha hain. Isse aapko pata chalega ki kis fund mein invest karna hai aur kya benefits milegi.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BNippon India Large Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Nippon India |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 42.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.56% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.27 |
| Sharpe Ratio | 0.52 | 0.73 |
| 1 Year Return (%) | -0.75% | -0.91% |
| 3 Year Return (%) | 12.44% | 15.4% |
| 5 Year Return (%) | 13.47% | 3.31% |
| Since Launch (%) | 22.61% | 12.7% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 29 November 2012 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.43% |
| Portfolio Turnover | 8% | 70% |
🤖 AI Verdict – Which is Better?
Aaj hum dekhege ki kis fund mein long-term wealth creation ke liye invest karna chaahiye. Chaliye Fund A aur Fund B ke 3Y return, expense ratio, aur risk ke beech ka comparison karein. Fund A ka 3Y return 12.44% hai, lekin Fund B ka 15.4% hai. Expense ratio ke liye, Fund A ka 1.43% hai, jiska rate Fund B ke 1.56% se kam hai. Aur risk ke liye, dono fund Very High category mein aa raha hain. Haan, kya main Fund B ko winner ke roop mein dekhu, lekin chaliye apne own research ke baad decision lijiye.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP ke liye Fund A aur Fund B ka comparison karein. Chaliye Fund A aur Fund B ke 1Y aur 3Y return ka analysis karein. Fund A ka 1Y return -0.75% hai, lekin Fund B ka 3Y return 15.4% hai, jo Fund A se thoda zyada hai. Haan, isme dono fund ka consistency aur return stability ka comparison karnaa zaroori hai. Fund A ka 5Y return 13.47% hai, jo Fund B ka 3.31% se thoda zyada hai.
⚠️ Risk & Cost Analysis
Dono fundon ka riskometer Very High hai, lekin Fund B ka volatility 12.27 hai, jo Fund A ke 11.37 se thoda zyada hai. Sharpe ratio ke liye, Fund A ka 0.52 hai, lekin Fund B ka 0.73 hai. Haan, kaisa hoga expense ratio? Fund A ka 1.43% hai, lekin Fund B ka 1.56% hai. Dekho, kis fund mein better risk-adjusted returns hain.
📊 Portfolio Diversification
Asset allocation ke liye dono fundon ka comparison karein. Fund A mein equity 97.26% hai aur T-Bills 0.78%, lekin Fund B mein equity 96.43% hai. Top 3 holdings ke liye, Fund A mein HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hai. Fund B mein HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), aur Reliance Industries Ltd. (4.3%) hai. Haan, kis fund mein portfolio diversification aur sector risk ki zaroorat hai?
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 13.47% hai, jo Fund B ka 3.31% se thoda zyada hai, lekin Fund B ka 3Y return 15.4% hai, jo Fund A se thoda zyada hai. Ismein koi clear winner nahi mil raha hai, lekin Fund A ka long-term return thoda zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka volatility 12.27 hai, jo Fund A ke 11.37 se thoda zyada hai, lekin Fund B ka Sharpe ratio 0.73 hai, jo Fund A ke 0.52 se thoda zyada hai. Ismein koi clear winner nahi mil raha hai, lekin Fund B ka Sharpe ratio Fund A se thoda zyada hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 1.43% hai, jo Fund B ka 1.56% se kam hai. Ismein clear winner hai Fund A, jo cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price