SBI Blue Chip Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
15.4%
Aaj humein do mukhya mutual funds ke beech ka comparison karna hai, SBI Blue Chip Fund aur Nippon India Large Cap Fund. Ye dono funds Large Cap category mein aate hain aur aapko pata chalne waala hai ki kis fund mein nivesh karna achha hai aur kyun.
Hamare is article mein hum aapko fund Bhaavishya, SIP Suitability, Risk & Cost, Portfolio Diversification aur FAQs par jyada focus dega.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Nippon India |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 98.75 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.8% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.25 |
| Sharpe Ratio | 0.52 | 0.73 |
| 1 Year Return (%) | -0.75% | -0.91% |
| 3 Year Return (%) | 12.44% | 15.4% |
| 5 Year Return (%) | 13.47% | 16.46% |
| Since Launch (%) | 22.61% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.43% |
| Portfolio Turnover | 8% | 70% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye humein 3Y return, expense ratio aur risk par dhyan dena chahiye. Fund B, Nippon India Large Cap Fund ne 3 saal mein 15.4% ka return diya hai, jabki Fund A, SBI Blue Chip Fund ne 12.44% ka return diya hai. Expense ratio ke liye, Fund B ki expense ratio 0.8% hai, jabki Fund A ki expense ratio 1.43% hai. Lekin riskometer ke liye, dono funds ki rating Very High hai. Haan, Fund A ka Sharpe ratio 0.52 hai, jabki Fund B ka Sharpe ratio 0.73 hai. Dekho, Fund B ki risk-adjusted returns better hai.
Isliye, humein lagta hai ki Fund B, Nippon India Large Cap Fund better hai long-term wealth creation ke liye.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP Suitability ke liye humein 10+ saal ke liye monthly SIP ke liye fund ki consistency aur return stability par dhyan dena chahiye. Fund B ne 5 saal mein 16.46% ka return diya hai, jabki Fund A ne 13.47% ka return diya hai. Haan, Fund B ki consistency aur return stability better hai.
Isliye, humein lagta hai ki Fund B better hai monthly SIP ke liye 10+ saal ke liye.
⚠️ Risk & Cost Analysis
Riskometer ke liye, dono funds ki rating Very High hai. Lekin volatility ke liye, Fund B ki volatility 12.25 hai, jabki Fund A ki volatility 11.37 hai. Sharpe ratio ke liye, Fund B ka Sharpe ratio 0.73 hai, jabki Fund A ka Sharpe ratio 0.52 hai. Expense ratio ke liye, Fund B ki expense ratio 0.8% hai, jabki Fund A ki expense ratio 1.43% hai. Haan, Fund B ki risk-adjusted returns better hai.
Isliye, humein lagta hai ki Fund B ki risk-adjusted returns better hai.
📊 Portfolio Diversification
Asset allocation ke liye, dono funds mein equity ke hissa 96% se upar hai. Lekin asset allocation ke liye, Fund B mein equity ke hissa 96.43% hai, jabki Fund A mein equity ke hissa 97.26% hai. Top holdings ke liye, dono funds mein HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd ka hissa hai. Haan, Fund B mein HDFC Bank Ltd ka hissa 9.24% hai, jabki Fund A mein HDFC Bank Ltd ka hissa 8.73% hai.
Isliye, humein lagta hai ki Fund B ki asset allocation aur portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long run ka matlab hai 5 saal ya adhik. Ismein, Fund B ne 16.46% ka return diya hai, jabki Fund A ne 13.47% ka return diya hai. Haan, Fund B ki returns better hai.
Q2: Is the higher risk fund worth it?
Higher risk fund ke liye, humein volatility aur Sharpe ratio par dhyan dena chahiye. Fund B ki volatility 12.25 hai aur Sharpe ratio 0.73 hai, jabki Fund A ki volatility 11.37 hai aur Sharpe ratio 0.52 hai. Haan, Fund B ki risk-adjusted returns better hai.
Q3: Which fund is more cost-effective?
Cost-effective fund ke liye, humein expense ratio par dhyan dena chahiye. Fund B ki expense ratio 0.8% hai, jabki Fund A ki expense ratio 1.43% hai. Haan, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price