SBI Blue Chip Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
25.15%
Ek baar phir hum aapko do mutual funds ka comparison karne ja rahe hain, SBI Blue Chip Fund aur Nippon India Growth Mid Cap Fund. Dono funds aapke long-term wealth creation ke liye hain lekin kya aapko pata hai ki dono fundon ka category aur riskometer kitna hee alag hein. Aaj hum aapko batayenge ki kis fund ka category mid-cap hai aur kis ka large-cap hai. Dekho, kis fund ka AUM kitna hee bada hai aur kis fund ka top holdings kitne hee diversified hain.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Nippon India |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 166.74 | 4845.02 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.26% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 15.97 |
| Sharpe Ratio | 0.52 | 1.17 |
| 1 Year Return (%) | -0.75% | 10.17% |
| 3 Year Return (%) | 12.44% | 25.15% |
| 5 Year Return (%) | 13.47% | 22.32% |
| Since Launch (%) | 22.61% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 98.55% |
| Portfolio Turnover | 8% | 74% |
🤖 AI Verdict – Which is Better?
Sach ye hai, fund B ki 3Y return aur 5Y return fund A se zyada hein. Lekin expense ratio ke hisaab se fund A kam mahanga hai. Dekho, riskometer ke hisaab se dono fund hi "very high" risk vallone ke under aate hain. Lekin volatility aur Sharpe ratio ke hisaab se fund B kam risk vallone ke under aata hai. Haan, fund A ka AUM fund B se kam hai lekin top holdings ki concentration fund B mein kam hee hai. Chaliye, hum aapko batayenge ki kis fund ka SIP suitability zyada hee hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
SIP suitability ke hisaab se fund B kam risk vallone ke under aata hai aur iske return bhi zyada hein. Lekin dono fund kam risk vallone ke under aate hain aur expense ratio bhi kam hee hai. Dekho, fund B ki consistency aur return stability fund A se zyada hein. Haan, fund B ka AUM fund A se kam hai lekin asset allocation aur top holdings ki concentration dono fund kam hee hein. Chaliye, hum aapko batayenge ki kis fund ka risk cost analysis zyada hee hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se dono fund hi "very high" risk vallone ke under aate hain. Lekin volatility aur Sharpe ratio ke hisaab se fund B kam risk vallone ke under aata hai. Dekho, expense ratio ke hisaab se fund A kam mahanga hai. Haan, fund B ka Sharpe ratio fund A se zyada hein. Chaliye, hum aapko batayenge ki kis fund ka portfolio diversification zyada hee hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se fund B ka equity allocation fund A se zyada hein. Lekin top holdings ki concentration fund A mein kam hee hai. Dekho, fund B ka sector risk fund A se zyada hein. Haan, fund A ka AUM fund B se kam hai lekin asset allocation aur top holdings ki concentration dono fund kam hee hein. Chaliye, hum aapko batayenge ki aapke sawalon ka jawab.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund B ki 5Y return fund A se zyada hein. Lekin 3Y return ke hisaab se fund A ki return fund B se kam hein.
Q2: Is the higher risk fund worth it?
Nahin, riskometer ke hisaab se dono fund hi "very high" risk vallone ke under aate hain. Lekin volatility aur Sharpe ratio ke hisaab se fund B kam risk vallone ke under aata hai.
Q3: Which fund is more cost‑effective?
Sach ye hai, fund A ki expense ratio fund B se kam hai. Lekin dono fund ki expense ratio zyada hee hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price