SBI Blue Chip Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
20.86%
Dekho, today hum are discussing do funds - SBI Blue Chip Fund aur Navi Mutual Fund Multi Cap Fund. Dono funds Very High riskometer vake hain, lekin humein pata chalna hoga ki dono ke beech kya antar hai. Is article mein hum long-term wealth creation ke liye SBI Blue Chip Fund aur Navi Mutual Fund Multi Cap Fund ke beech compare karenge.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Navi Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 166.74 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 15 |
| Sharpe Ratio | 0.52 | 0.96 |
| 1 Year Return (%) | -0.75% | 5.23% |
| 3 Year Return (%) | 12.44% | 20.86% |
| 5 Year Return (%) | 13.47% | 11.52% |
| Since Launch (%) | 22.61% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 52% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Navi Mutual Fund Multi Cap Fund 3Y return mein SBI Blue Chip Fund se 8.42% zyada return de raha hai. Lekin expense ratio ke liye SBI Blue Chip Fund better hai. Isliye, humein lagta hai ki long-term wealth creation ke liye SBI Blue Chip Fund better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
Haan, SIP Suitability ke liye SBI Blue Chip Fund better hai. Iska 3Y return 12.44% hai, jo Navi Mutual Fund Multi Cap Fund ke 3Y return 20.86% se kam hai. Lekin expense ratio aur riskometer ke liye Navi Mutual Fund Multi Cap Fund better hai. Isliye, SIP Suitability ke liye dono funds ka comparison karke SIP lagaana chahiye.
⚠️ Risk & Cost Analysis
Lekein, Navi Mutual Fund Multi Cap Fund ka riskometer aur volatility dono Very High hai. Haan, Sharpe ratio aur expense ratio ke liye Navi Mutual Fund Multi Cap Fund better hai. Lekin iska AUM kam hai. Isliye, risk-adjusted returns ke liye SBI Blue Chip Fund better fund hai.
📊 Portfolio Diversification
Sach ye hai, SBI Blue Chip Fund ka asset allocation Equity aur T-Bills mein 97.26% aur 0.78% hai. Iske top 3 holdings mein HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd hai. Navi Mutual Fund Multi Cap Fund ka asset allocation Equity aur T-Bills mein 97.00% aur 3.00% hai. Iske top 3 holdings mein HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd hai. Isliye, SBI Blue Chip Fund ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Navi Mutual Fund Multi Cap Fund ka 5Y return 11.52% hai, jo SBI Blue Chip Fund ka 5Y return 13.47% se kam hai. Lekin SBI Blue Chip Fund ka 3Y return 12.44% hai, jo Navi Mutual Fund Multi Cap Fund ka 3Y return 20.86% se kam hai. Isliye, long run ke liye SBI Blue Chip Fund better hai.
Q2: Is the higher risk fund worth it?
Lekein, Navi Mutual Fund Multi Cap Fund ka riskometer aur volatility dono Very High hai. Haan, Sharpe ratio aur expense ratio ke liye Navi Mutual Fund Multi Cap Fund better hai. Lekin iska AUM kam hai. Isliye, risk-adjusted returns ke liye SBI Blue Chip Fund better fund hai.
Q3: Which fund is more cost-effective?
Sach ye hai, SBI Blue Chip Fund ka expense ratio 1.43% hai, jo Navi Mutual Fund Multi Cap Fund ka expense ratio 1.68% se kam hai. Isliye, cost-effectiveness ke liye SBI Blue Chip Fund better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price