SBI Blue Chip Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Tyohaar hai Fund Comparision ki. Aaj hum Fund A (SBI Blue Chip Fund) aur Fund B (Navi Mutual Fund Large Cap Fund) ka parichay karenge. Ye dono Large Cap Fund hain, lekin kya difference hai unke beech? Dekho.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Navi Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.72 |
| Sharpe Ratio | 0.52 | 0.64 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 30% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye hum Fund A aur Fund B ka comparison karenge. 3Y return, expense ratio, aur risk ke hisaab se hum yeh pata karenge ki konsa fund achha hai. Haan, Fund B ka 3Y return Fund A se adhik hai, lekin expense ratio kam hai. Lekin, riskometer aur volatility ke hisaab se Fund A adhik riski hai. Sach ye hai, Fund B long-term wealth creation ke liye better hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Kya fund SIP ke liye acha hai? Hum Fund A aur Fund B ka comparison karenge. Consistency aur return stability ke hisaab se hum yeh pata karenge ki konsa fund achha hai. Fund A ka 3Y return Fund B se adhik hai, lekin Fund B ka expense ratio kam hai. Chaliye, Fund B monthly SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se hum fund ki risk-adjusted returns ka comparison karenge. Fund A ka riskometer aur volatility Fund B se adhik hai, lekin expense ratio kam hai. Lekin, Sharpe ratio Fund B ka adhik hai. Sach ye hai, Fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se hum fund ki diversification ka comparison karenge. Fund A aur Fund B dono Large Cap Fund hain, lekin asset allocation mein koi jyada difference nahi hai. Top holdings mein bhi koi jyada difference nahi hai. Lekin, Fund A ka asset allocation Fund B se kam diversified hai. Sach ye hai, Fund B portfolio diversification ke liye better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return Fund A se kam hai, lekin 3Y return adhik hai. Lekin, Fund A ka 5Y return Fund B se adhik hai. Sach ye hai, dono fund long run mein achhe returns dene wale hain.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer aur volatility Fund B se adhik hai, lekin Sharpe ratio kam hai. Fund B ka Sharpe ratio Fund A se adhik hai, lekin riskometer aur volatility kam hai. Sach ye hai, Fund B better risk-adjusted returns offer karta hai, jabki Fund A adhik riski hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio Fund A se kam hai, 0.52% vs 1.43%. Sach ye hai, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price