SBI Blue Chip Fund vs Motilal Oswal Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
12.12%
Chaliye, dekho, yeh do funds kya hain. SBI Blue Chip Fund aur Motilal Oswal Large Cap Fund dono Large Cap funds hain. Yeh donon fund aapke long-term wealth creation ke liye kya offer karte hain, yeh hum is article mein jaanne jaayenge.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BMotilal Oswal Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Motilal Oswal |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 13.56 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.29 |
| Sharpe Ratio | 0.52 | 0.46 |
| 1 Year Return (%) | -0.75% | -1.96% |
| 3 Year Return (%) | 12.44% | 12.12% |
| 5 Year Return (%) | 13.47% | 12.11% |
| Since Launch (%) | 22.61% | 14.83% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 12 February 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Niket Shah (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 26% |
🤖 AI Verdict – Which is Better?
Haan, hum jaante hain ki Fund A ki 3Y return 12.44% hai, lekin expense ratio 1.43% hai. Fund B ki 3Y return 12.12% hai, lekin expense ratio 0.82% hai. Sach yeh hai ki Fund B ka 3Y return Fund A se kam hai, lekin expense ratio Fund A se kam hai. Haan, yeh aapke liye ek accha fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
📈 SIP Suitability
Sach yeh hai ki monthly SIP ke liye Fund B accha hai. Fund B ki consistency aur return stability Fund A se badi hai. Dekho, Fund B ki 1Y aur 3Y return Fund A se kam hai, lekin Fund A ki volatility Fund B se zyada hai.
⚠️ Risk & Cost Analysis
Haan, yeh hum jaante hain ki Fund A ki riskometer aur volatility Fund B se zyada hai. Lekin Fund A ka Sharpe ratio Fund B se zyada hai. Sach yeh hai ki Fund B ka expense ratio Fund A se kam hai. Haan, yeh aapke liye ek accha fund hai.
📊 Portfolio Diversification
Chaliye, dekho, yeh do funds ki asset allocation aur top holdings concentration. Fund A ki asset allocation Equity 97.26% hai, aur T-Bills 0.78% hai. Fund B ki asset allocation Equity 96.00% hai, aur T-Bills 4.00% hai. Haan, yeh aapke liye ek accha fund hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach yeh hai ki Fund A ki 5Y return 13.47% hai, aur Fund B ki 5Y return 12.11% hai. Haan, Fund A ki 5Y return Fund B se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, yeh hum jaante hain ki Fund A ki volatility Fund B se zyada hai, lekin Fund A ka Sharpe ratio Fund B se zyada hai. Sach yeh hai ki Fund B ka riskometer aur volatility Fund A se kam hai.
Q3: Which fund is more cost-effective?
Sach yeh hai ki Fund B ka expense ratio Fund A se kam hai. Haan, yeh aapke liye ek accha fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price