SBI Blue Chip Fund vs Mirae Asset Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
12.03%
Dekho, aapko sabse pahle fund ki category dikhani hogi. Fund A Large Cap mein hai aur Fund B Mid Cap mein. Aaj hum dono fundon ka analysis karne ja rahe hain, lekin kya fund A better hai ya Fund B, iski prediction karne ke liye aapko is article ka ant tak padhna hoga.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BMirae Asset Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Mirae Asset |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 166.74 | 38.13 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.67% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 14.96 |
| Sharpe Ratio | 0.52 | 0.37 |
| 1 Year Return (%) | -0.75% | 2.41% |
| 3 Year Return (%) | 12.44% | 12.03% |
| 5 Year Return (%) | 13.47% | 9.36% |
| Since Launch (%) | 22.61% | 13.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 22 August 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Ankit Jain (6.9 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Indusind Bank Ltd. (3.74%), Bharat Forge Ltd. (3.49%), Lupin Ltd. (3.47%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.85% | Mutual Fund: 0.26% |
| Portfolio Turnover | 8% | 47% |
🤖 AI Verdict – Which is Better?
Chaliye, Fund A aur Fund B dono hi Very High riskometer par hain, lekin Fund A ka 3Y return 12.44% hai, jo Fund B ka 12.03% se bahut accha hai. Expense ratio ke hisab se bhi Fund A 1.43% par hai, jo Fund B ka 1.67% se chota hai. Haan, Fund A better hai long-term wealth creation ke liye, lekin yeh bhi dhyan rakhein ki Fund B ka riskometer bhi Fund A ki tarah hi hai. Sach ye hai, fund A ka 3Y aur 5Y return Fund B ka 3Y aur 5Y return se accha hai, lekin Fund B ka expense ratio Fund A ka expense ratio se bada hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Mirae Asset Mid Cap Fund?
- Expense ratio: 1.67%
- 3Y return: 12.03%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 0.37
📈 SIP Suitability
SIP ke liye, Fund A aur Fund B dono hi suitable hain, lekin Fund A ka consistency aur return stability Fund B se accha hai. Fund A ka 1Y return -0.75% hai, jo Fund B ka 2.41% se kam hai, lekin Fund A ka 5Y return 13.47% hai, jo Fund B ka 9.36% se accha hai. Haan, Fund A SIP ke liye accha hai, lekin yeh bhi dhyan rakhein ki Fund B ka riskometer Fund A ki tarah hi hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se dono fund Very High hai, lekin Fund B ka volatility 14.96 hai, jo Fund A ka 11.37 se bada hai. Sharpe ratio ke hisab se bhi Fund B 0.37 hai, jo Fund A ka 0.52 se kam hai. Haan, Fund A ka riskometer Fund B se kam hai, lekin Fund B ka expense ratio Fund A ka expense ratio se bada hai. Sach ye hai, Fund A ka riskometer Fund B se kam hai, lekin Fund B ka expense ratio Fund A ka expense ratio se bada hai.
📊 Portfolio Diversification
Fund A ka asset allocation Equity mein 97.26% hai aur T-Bills mein 0.78% hai. Fund B ka asset allocation Equity mein 97.85% hai aur Mutual Fund mein 0.26% hai. Haan, Fund A ka asset allocation Fund B se kam hai, lekin Fund A ka top holding HDFC Bank Ltd. mein 8.73% hai, jo Fund B ka top holding Indusind Bank Ltd. mein 3.74% se kam hai. Sach ye hai, Fund A ka asset allocation Fund B se kam hai, lekin Fund A ka top holding Fund B ka top holding se accha hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Mirae Asset Mid Cap Fund
₹1163772.71
@12.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 13.47% hai, jo Fund B ka 9.36% se accha hai. Haan, Fund A long run mein better returns deti hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 14.96 hai, jo Fund A ka 11.37 se bada hai. Sharpe ratio ke hisab se bhi Fund A 0.52 hai, jo Fund B ka 0.37 se accha hai. Haan, Fund A ka riskometer Fund B se kam hai aur Sharpe ratio bhi accha hai, lekin yeh bhi dhyan rakhein ki Fund B ka expense ratio Fund A ka expense ratio se bada hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1.43% hai, jo Fund B ka 1.67% se kam hai. Haan, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price