SBI Blue Chip Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
11.03%
Humne do bade fund ki pehchaan ki hai – SBI Blue Chip Fund aur Mirae Asset Large Cap Fund. Dono fund large cap category mein hain. Ab aapko ye jaanne ke liye aaj ka ees article hoga ki dono fund mein kya antar hai aur kya hoga aapke liye sahi chunav.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Mirae Asset |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 122.90 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.57% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 11.64 |
| Sharpe Ratio | 0.52 | 0.39 |
| 1 Year Return (%) | -0.75% | -2% |
| 3 Year Return (%) | 12.44% | 11.03% |
| 5 Year Return (%) | 13.47% | 10.78% |
| Since Launch (%) | 22.61% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty 50 | NIFTY 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 8% | 20% |
🤖 AI Verdict – Which is Better?
Sach ye hai, SBI Blue Chip Fund 3Y return mein Mirae Asset Large Cap Fund se 1.41% zyada return de raha hai. Iske alawa, SBI Blue Chip Fund ki expense ratio Mirae Asset Large Cap Fund ki expense ratio se 0.86% zyada hai. Haan, dono fund Very High riskometer mein hain lekin SBI Blue Chip Fund ki 3Y return aur expense ratio ke madhyam se ye fund aaj ka best option hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP ke madhyam se 10+ saal ke liye investment karna hai to SBI Blue Chip Fund aapke liye best option hai. Is fund ki 3Y return aur Mirae Asset Large Cap Fund ki 3Y return ka antar 1.41% hai. SBI Blue Chip Fund ki consistency aur return stability ke liye yeh fund aapke liye achha hai.
⚠️ Risk & Cost Analysis
Donon fund Very High riskometer mein hain lekin SBI Blue Chip Fund ki volatility 11.37 hai aur Mirae Asset Large Cap Fund ki volatility 11.64 hai. Iske alawa, SBI Blue Chip Fund ki expense ratio 1.43% hai aur Mirae Asset Large Cap Fund ki expense ratio 0.57% hai. Sharpe ratio ke madhyam se bhi SBI Blue Chip Fund aaj ka best option hai.
📊 Portfolio Diversification
SBI Blue Chip Fund ki asset allocation mein equity 97.26% hai aur T-Bills 0.78% hai. Mirae Asset Large Cap Fund ki asset allocation mein equity 99.63% hai aur Mutual Fund 0.17% hai. Top holdings concentration ke madhyam se bhi SBI Blue Chip Fund aapke liye best option hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ki 5Y return 13.47% hai aur Mirae Asset Large Cap Fund ki 5Y return 10.78% hai. Isliye SBI Blue Chip Fund aapke liye better option hai.
Q2: Is the higher risk fund worth it?
SBI Blue Chip Fund ki volatility 11.37 hai aur Mirae Asset Large Cap Fund ki volatility 11.64 hai. Iske alawa, SBI Blue Chip Fund ki Sharpe ratio 0.52 hai aur Mirae Asset Large Cap Fund ki Sharpe ratio 0.39 hai. Isliye SBI Blue Chip Fund aaj ka best option hai.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund ki expense ratio 1.43% hai aur Mirae Asset Large Cap Fund ki expense ratio 0.57% hai. Isliye Mirae Asset Large Cap Fund aapke liye cost-effective option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price