SBI Blue Chip Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Chaliye dekho, hum do fundon ki comparison kar rahe hain – SBI Blue Chip Fund aur LIC Mutual Fund Large Cap Fund. Yeh dono fund Large Cap category ke hain. Inmein hum kya check karenge aur unka verdict kya hoga, yeh janne ke liye aap yeh article padho.
[VERDICT]| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | LIC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 11.93 |
| Sharpe Ratio | 0.52 | 0.69 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 22% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund B (LIC Mutual Fund Large Cap Fund) accha hai. Yeh fund 3Y return mein 14.7% return diya hai, jo Fund A (SBI Blue Chip Fund) ki 12.44% se adhik hai. Expense ratio mein bhi Fund B kam hai, 0.52% vs 1.43%. Lekin, riskometer mein dono fund Very High par hain, isliye Fund A bhi ek option hai.
[SIP_SUITABILITY]Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP ke liye Fund A (SBI Blue Chip Fund) accha hai. Yeh fund 5Y return mein 13.47% return diya hai, jo Fund B ki 12.03% se adhik hai. Consistency aur return stability mein bhi Fund A accha hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer mein dono fund Very High par hain, lekin volatility mein Fund B 11.93% hai vs Fund A ki 11.37%. Sharpe ratio mein bhi Fund B 0.69 hai vs Fund A ki 0.52%. Expense ratio mein Fund B 0.52% hai vs Fund A ki 1.43%. Isliye, Fund B offers better risk-adjusted returns.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation mein dono fund equity mein 96-97% rakh rahe hain. Lekin, T-Bills mein Fund B 4% rakh raha hai vs Fund A ki 0.78%. Top holdings mein bhi dono fund HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. ko shamil karte hain. Lekin, Fund A mein HDFC Bank Ltd. ko 8.73% ka share hai, jo Fund B mein 8.5% hai.
[FAQ]SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B (LIC Mutual Fund Large Cap Fund) 5Y mein 12.03% return diya hai, jo Fund A (SBI Blue Chip Fund) ki 13.47% se kam hai. Lekin, 3Y mein Fund B 14.7% return diya hai, jo Fund A ki 12.44% se adhik hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund B (LIC Mutual Fund Large Cap Fund) volatility mein 11.93% hai, jo Fund A (SBI Blue Chip Fund) ki 11.37% se adhik hai. Lekin, Sharpe ratio mein Fund B 0.69 hai, jo Fund A ki 0.52% se adhik hai. Isliye, Fund B offers better risk-adjusted returns.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B (LIC Mutual Fund Large Cap Fund) expense ratio mein 0.52% hai, jo Fund A (SBI Blue Chip Fund) ki 1.43% se kam hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price