SBI Blue Chip Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
12.82%
Today, hum discuss karne wale hain do bade funds ki comparison: SBI Blue Chip Fund aur Kotak Mahindra Large Cap Fund. Dono funds Large Cap category mein hain aur hum dekhege ki ve kaise perform kar rahe hain. Aapko milayega ki fund ki category, return, riskometer, volatility, expense ratio, AUM aur asset allocation kya hai. Chaliye, fund ki comparison shuru karte hain!
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Kotak Mahindra |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 635.60 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 11.32 |
| Sharpe Ratio | 0.52 | 0.56 |
| 1 Year Return (%) | -0.75% | -2.46% |
| 3 Year Return (%) | 12.44% | 12.82% |
| 5 Year Return (%) | 13.47% | 12.2% |
| Since Launch (%) | 22.61% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 16% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, humko 3Y return, expense ratio aur risk ke according fund ki comparison karni hai. Dekho, Fund A ki 3Y return 12.44% hai, jo Fund B ki 12.82% se kam hai. Lekin, expense ratio ke mukabale, Fund A me 1.43% hai, jo Fund B ki 1.36% se zyada hai. Riskometer ke mukabale, dono funds ki risk Very High hai. Haan, Fund B ki volatility 11.32 hai, jo Fund A ki 11.37 se kam hai. Sach ye hai, Fund B better fund hai long-term wealth creation ke liye.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
Monthly SIP ke liye, humko consistency aur return stability ke mukabale fund ki comparison karni hai. Dekho, Fund A ki 5Y return 13.47% hai, jo Fund B ki 12.2% se zyada hai. Lekin, Fund A ki consistency Fund B ki kam hai. Haan, Fund B ki asset allocation dono equity aur T-Bills mein 100% hai, jo Fund A ki 97.26% equity aur 0.78% T-Bills se zyada hai. Sach ye hai, Fund A better fund hai monthly SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke mukabale, hum fund ki comparison karenge. Dekho, Fund A ki riskometer Very High hai, jo Fund B ki bhi Very High hai. Lekin, Fund A ki volatility 11.37 hai, jo Fund B ki 11.32 se kam hai. Sharpe ratio ke mukabale, Fund B ki ratio 0.56 hai, jo Fund A ki 0.52 se zyada hai. Haan, Fund A ki expense ratio 1.43% hai, jo Fund B ki 1.36% se zyada hai. Sach ye hai, Fund B better fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke mukabale, hum fund ki comparison karenge. Dekho, Fund A ki asset allocation equity mein 97.26% hai, jo Fund B ki 96.00% se zyada hai. Lekin, Fund B ki top holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. mein 8.5%, 7.8% aur 6.9% hai, jo Fund A ki 8.73%, 7.76% aur 6.56% se kam hai. Haan, Fund A ki asset allocation T-Bills mein 0.78% hai, jo Fund B ki 4.00% se kam hai. Sach ye hai, Fund B better fund hai portfolio diversification ke liye.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ki 5Y return 13.47% hai, jo Fund B ki 12.2% se zyada hai.
Q2: Is the higher risk fund worth it?
Answer: Fund B ki volatility 11.32 hai, jo Fund A ki 11.37 se kam hai, lekin Fund B ki Sharpe ratio 0.56 hai, jo Fund A ki 0.52 se zyada hai.
Q3: Which fund is more cost-effective?
Answer: Fund B ki expense ratio 1.36% hai, jo Fund A ki 1.43% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price