SBI Blue Chip Fund vs JM Financial Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
20.86%
Dekho, aapke paas do fund options hain – SBI Blue Chip Fund aur JM Financial Multi Cap Fund. Ye do fund different categories mein hain – Large Cap aur Multi Cap. Aapke paas sabse accha fund kya hai, aur iske liye kya factors decide karte hain, yeh article aapko batayega. Chaliye shuru karte hain!
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BJM Financial Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | JM Financial |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 166.74 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.63 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 14.35 |
| Sharpe Ratio | 0.52 | 1 |
| 1 Year Return (%) | -0.75% | 5.23% |
| 3 Year Return (%) | 12.44% | 20.86% |
| 5 Year Return (%) | 13.47% | 0% |
| Since Launch (%) | 22.61% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 44% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye 3Y return, expense ratio, and risk kaafi mahatvapurn hai. Isme, SBI Blue Chip Fund ne 3Y return mein 12.44% ka return diya hai, jabki JM Financial Multi Cap Fund ne 20.86% ka return diya hai. Lekin, expense ratio kaam hai SBI Blue Chip Fund ka, 1.43% ka expense ratio, jabki JM Financial Multi Cap Fund ka expense ratio 1.68% hai. Riskometer bhi very high hai dono fund ki, lekin SBI Blue Chip Fund ka Sharpe ratio 0.52 hai, jabki JM Financial Multi Cap Fund ka Sharpe ratio 1 hai. Haan, ismein se SBI Blue Chip Fund aage nikal sakta hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider JM Financial Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.63 Lac Cr
- Sharpe Ratio: 1
📈 SIP Suitability
SIP suitabilita ke liye, hum consistency aur return stability ka compare karenge. SBI Blue Chip Fund ne 1Y return mein -0.75% ka return diya hai, jabki JM Financial Multi Cap Fund ne 5.23% ka return diya hai. 3Y return mein bhi, SBI Blue Chip Fund ne 12.44% ka return diya hai, jabki JM Financial Multi Cap Fund ne 20.86% ka return diya hai. Ismein se, JM Financial Multi Cap Fund aage nikal sakta hai SIP suitabilita ke liye.
⚠️ Risk & Cost Analysis
Riskometer ke liye, dono fund very high hai. Lekin, volatility ke liye, JM Financial Multi Cap Fund ka 14.35% ka volatility hai, jabki SBI Blue Chip Fund ka volatility 11.37% hai. Sharpe ratio ke liye, SBI Blue Chip Fund ka Sharpe ratio 0.52 hai, jabki JM Financial Multi Cap Fund ka Sharpe ratio 1 hai. Expense ratio ke liye, SBI Blue Chip Fund ka expense ratio 1.43% hai, jabki JM Financial Multi Cap Fund ka expense ratio 1.68% hai. Ismein se, SBI Blue Chip Fund aage nikal sakta hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation ke liye, SBI Blue Chip Fund mein equity 97.26% hai, jabki T-Bills 0.78% hai. JM Financial Multi Cap Fund mein bhi equity 97.00% hai, jabki T-Bills 3.00% hai. Top holdings concentration ke liye, SBI Blue Chip Fund mein HDFC Bank Ltd. 8.73%, ICICI Bank Ltd. 7.76%, aur Reliance Industries Ltd. 6.56% hai. JM Financial Multi Cap Fund mein bhi HDFC Bank Ltd. 6.5%, ICICI Bank Ltd. 5.8%, aur Reliance Industries Ltd. 4.9% hai. Ismein se, SBI Blue Chip Fund aage nikal sakta hai portfolio diversification ke liye.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
JM Financial Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, 5Y return mein SBI Blue Chip Fund ne 13.47% ka return diya hai, jabki JM Financial Multi Cap Fund ne 0% ka return diya hai. Haan, ismein se SBI Blue Chip Fund aage nikal sakta hai long-term returns ke liye.
Q2: Is the higher risk fund worth it?
Sach ye hai, volatility ke liye JM Financial Multi Cap Fund ka 14.35% ka volatility hai, jabki SBI Blue Chip Fund ka volatility 11.37% hai. Sharpe ratio ke liye, SBI Blue Chip Fund ka Sharpe ratio 0.52 hai, jabki JM Financial Multi Cap Fund ka Sharpe ratio 1 hai. Haan, ismein se SBI Blue Chip Fund aage nikal sakta hai risk-adjusted returns ke liye.
Q3: Which fund is more cost-effective?
Sach ye hai, SBI Blue Chip Fund ka expense ratio 1.43% hai, jabki JM Financial Multi Cap Fund ka expense ratio 1.68% hai. Haan, ismein se SBI Blue Chip Fund aage nikal sakta hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price