SBI Blue Chip Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Dekho, today humein do bade funds ke beech ki comparison karni hai - SBI Blue Chip Fund aur JM Financial Large Cap Fund. Ye donon funds large cap category mein hain aur humein yeh jaanna hai ki kis fund mein long-term wealth creation ke liye invest karna chahiye.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | JM Financial |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.25 |
| Sharpe Ratio | 0.52 | 0.67 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 26% |
🤖 AI Verdict – Which is Better?
Haan, bas ismein se koi ek fund bhi chunna hai aur humein yeh pata karna hai ki kis fund mein long-term wealth creation ke liye invest karna chahiye. Chaliye, dekhte hain. 3Y return, expense ratio, aur risk ke hisab se humein SBI Blue Chip Fund hi better fund lagta hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
Lekin, agar aap SIP mein invest kar rahe hain toh SBI Blue Chip Fund jyada stable return deta hai, lekin koi bhi fund jyada stable nahi hai. Haan, yeh baat hai ki SBI Blue Chip Fund jyada consistent return deta hai.
⚠️ Risk & Cost Analysis
Sach ye hai, riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se humein SBI Blue Chip Fund hi better fund lagta hai. Ye fund jyada risk-free hai aur expense ratio jyada kam hai.
📊 Portfolio Diversification
Portfolio diversification ke hisab se, SBI Blue Chip Fund jyada diversified hai. Ye fund mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. jaise bade companies ka 22.05% investment hai. Iske alawa, asset allocation ke hisab se, SBI Blue Chip Fund mein 97.26% equity aur 2.74% T-Bills ka investment hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund 5Y return mein 13.47% aur 3Y return mein 12.44% deta hai, jabki JM Financial Large Cap Fund 5Y return mein 12.03% aur 3Y return mein 14.7% deta hai. Isliye, SBI Blue Chip Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
JM Financial Large Cap Fund mein volatility 12.25 hai, jabki SBI Blue Chip Fund mein volatility 11.37 hai. Sharpe ratio ke hisab se bhi SBI Blue Chip Fund jyada better hai. Isliye, higher risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund expense ratio 1.43% hai, jabki JM Financial Large Cap Fund expense ratio 0.52% hai. Isliye, JM Financial Large Cap Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price