SBI Blue Chip Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
6.93%
Dekho, aaj hum do mutual funds, SBI Blue Chip Fund aur Invesco Mutual Fund Liquid Fund, ki comparison krenge. Hum jannege ki koi fund long-term wealth creation ke liye better hai ya nahi. Chaliye, aayiye fundon ki details dekhte hain aur dekhte hain ki konsa fund better hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Invesco Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 166.74 | 3819.94 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.37 | 0.13 |
| Sharpe Ratio | 0.52 | 3.31 |
| 1 Year Return (%) | -0.75% | 6.17% |
| 3 Year Return (%) | 12.44% | 6.93% |
| 5 Year Return (%) | 13.47% | 6.11% |
| Since Launch (%) | 22.61% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 269% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A, SBI Blue Chip Fund, better hai. Iska 3Y return 12.44% hai, expense ratio 1.43% hai, aur riskometer very high hai. Lekin Fund B, Invesco Mutual Fund Liquid Fund, ek stable aur low-risk fund hai. Haan, yeh fund short-term ke liye accha hai, lekin long-term ke liye Fund A better hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
Ek monthly SIP ke liye, hum Fund A ko better samjhate hain. Iska 5Y return 13.47% hai, lekin Fund B ka return 6.11% hai. Chaliye, hum SIP ke liye Fund A ko chunege.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio ko dekhte hain, to Fund B better hai. Yeh fund low-risk aur stable hai, lekin expense ratio 0.12% hai, jisse yeh fund cost-effective hai. Haan, yeh fund short-term ke liye accha hai, lekin long-term ke liye Fund A better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ko dekhte hain, to Fund A better hai. Yeh fund 97.26% equity aur 0.78% T-Bills mein invested hai, lekin Fund B 65.00% T-Bills, 20.00% CD, 10.00% CP, aur 5.00% cash mein invested hai. Haan, yeh fund diversified hai, lekin Fund A better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 13.47% hai, jisse yeh fund better hai.
Q2: Is the higher risk fund worth it?
Haan, yeh fund higher risk hai, lekin yeh fund Sharpe ratio 0.52 hai, jisse yeh fund risk-adjusted returns provide karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.12% hai, jisse yeh fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price