SBI Blue Chip Fund vs Invesco Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Chaliye, dekho kya hai yeh dono funds ke characteristics. Fund A SBI Blue Chip Fund hai, aur Fund B Invesco Mutual Fund Large Cap Fund. Dono hi large cap category mein hain, lekin humein pata hoga ki unki performance mein kya aisa hai. Aaj humein yeh jaanne mein rahi hai ki unki categories aur characteristics ke alawa, hum unke returns aur risk ke baare mein bhi jaante hain.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BInvesco Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Invesco Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.08 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.43 |
| Sharpe Ratio | 0.52 | 0.66 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 27% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ne 3Y mein 12.44% return diya hai, jabki Fund B ne 14.7% return diya hai. Lekin expense ratio ke baare mein sochna bhi zaroori hai. Fund A ka expense ratio 1.43% hai, jabki Fund B ka 0.52% hai. Riskometer bhi ek bahut bada factor hai, lekin dono hi funds ko very high riskometer mila hai. To, humein lagega ki Fund B better fund hai long-term wealth creation ke liye.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Invesco Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.08 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
SIP suitability ke liye humein consistency aur return stability ka dhyan rakhna hoga. Fund A ne 5Y return 13.47% diya hai, jabki Fund B ne 12.03% return diya hai. Lekin Fund A ka expense ratio Fund B ka expense ratio se zyada hai. To, humein lagega ki Fund B better fund hai SIP suitability ke liye.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke baare mein dekhte hain, to pata chalta hai ki Fund B ki volatility Fund A ki volatility se zyada hai. Lekin Sharpe ratio ke baare mein dekhte hain, to pata chalta hai ki Fund B ki Sharpe ratio Fund A ki Sharpe ratio se badi hai. Expense ratio ke baare mein dekhte hain, to pata chalta hai ki Fund B ka expense ratio Fund A ka expense ratio se kam hai. To, humein lagega ki Fund B better fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation ke baare mein dekhte hain, to pata chalta hai ki dono hi funds mein equity ki shreni 96% se zyada hai. Lekin T-Bills ki shreni ke baare mein dekhte hain, to pata chalta hai ki Fund B mein T-Bills ki shreni Fund A mein se zyada hai. Top holdings concentration ke baare mein dekhte hain, to pata chalta hai ki dono hi funds mein HDFC Bank Ltd. aur ICICI Bank Ltd. ko top 3 holdings mein rakha hai. To, humein lagega ki dono hi funds mein portfolio diversification ki samasya hai, aur sector risk bhi hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Invesco Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ne 5Y mein 12.03% return diya hai, jabki Fund A ne 13.47% return diya hai. Lekin 3Y return ke baare mein dekhte hain, to pata chalta hai ki Fund B ne 14.7% return diya hai, jabki Fund A ne 12.44% return diya hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility Fund A ki volatility se zyada hai, lekin Sharpe ratio ke baare mein dekhte hain, to pata chalta hai ki Fund B ki Sharpe ratio Fund A ki Sharpe ratio se badi hai. To, humein lagega ki Fund B better fund hai risk-adjusted returns ke liye.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio Fund A ka expense ratio se kam hai, jiski shreni 0.52% hai. To, humein lagega ki Fund B better fund hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price