SBI Blue Chip Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
15.42%
Mujhe aapko Fund A - SBI Blue Chip Fund aur Fund B - ICICI Prudential Small Cap Fund ke baichon mein kaaran karne ka moka de raha hoon. Ye do fund aapke nivesh ke liye kya offer karte hain aur kis fund mein aapko SIP karne ka vikalp hoga, iske bare mein jaanne ke liye aap is article ko padhe.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Large Cap | Small Cap |
| NAV (₹) | 166.74 | 96.92 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 17.48 |
| Sharpe Ratio | 0.52 | 0.51 |
| 1 Year Return (%) | -0.75% | 1.68% |
| 3 Year Return (%) | 12.44% | 15.42% |
| 5 Year Return (%) | 13.47% | 17.22% |
| Since Launch (%) | 22.61% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 8% | 21% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai ki Fund A aur Fund B donon hi "Very High" riskometer ke sath aaye hain, lekin unke 3Y returns mein kafi antar hai. Fund B ne 15.42% ka return diya hai, jabki Fund A ne 12.44% ka return diya hai. Iske alawa, Fund B ka expense ratio 0.82% hai, jabki Fund A ka expense ratio 1.43% hai. Toh, Fund B aapke liye kuchh bhi vishesh kar raha hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
Ab, aapko pata hai ki Fund B ka 3Y return aur expense ratio Fund A se achha hai. Iska matlab hai ki Fund B aapke SIP ke liye vishesh roop se viksit hai. Chaliye, dekho ki Fund A ka 1Y return -0.75% hai, jabki Fund B ka 1Y return 1.68% hai. Isse pati jata hai ki Fund B ka return stability Fund A se jyada hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, donon fundon mein kuchh antar hai. Fund B ka volatility 17.48 hai, jabki Fund A ka volatility 11.37 hai. Iske alawa, Fund B ka Sharpe ratio 0.51 hai, jabki Fund A ka Sharpe ratio 0.52 hai. Iske baavjood, Fund B ka expense ratio Fund A se kam hai. Toh, Fund B aapke liye kuchh bhi vishesh kar raha hai.
📊 Portfolio Diversification
Ab, aapko pata hai ki Fund B ka asset allocation Fund A se alag hai. Fund B mein equity 91% hai, jabki Fund A mein equity 97.26% hai. Iske alawa, Fund B ka top holdings mein Aarti Drugs Ltd. 3.2% share hai, jabki Fund A ka top holdings mein HDFC Bank Ltd. 8.73% share hai. Isse pati jata hai ki Fund B ka portfolio diversification Fund A se jyada hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ka 5Y return 17.22% hai, jabki Fund A ka 5Y return 13.47% hai. Isse pati jata hai ki Fund B aapke liye long run mein better returns de raha hai.
Q2: Is the higher risk fund worth it?
Haan, sach ye hai ki Fund B ka volatility Fund A se jyada hai, lekin uske Sharpe ratio bhi kuchh bhi vishesh kar raha hai. Iske baavjood, Fund B ka expense ratio Fund A se kam hai. Toh, Fund B aapke liye kuchh bhi vishesh kar raha hai.
Q3: Which fund is more cost‑effective?
Sach ye hai ki Fund B ka expense ratio Fund A se kam hai. Iske alawa, Fund B ka exit load bhi N/A hai, jabki Fund A ka exit load N/A hai. Isse pati jata hai ki Fund B aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price