SBI Blue Chip Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
20.43%
Agar aapko ek achha long-term investment option chahiye, toh aaj hum do funds ke beech ka comparison karne jaane wale hain. Fund A, SBI Blue Chip Fund, ek large cap fund hai, jabki Fund B, ICICI Prudential Multi Cap Fund, ek multi cap fund hai. Dekho, hum aapko batayenge ki dono funds mein kya kya aavashyak hai aur aapko kis fund mein invest karna chahiye.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 166.74 | 934.98 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 13.2 |
| Sharpe Ratio | 0.52 | 1.06 |
| 1 Year Return (%) | -0.75% | 6.9% |
| 3 Year Return (%) | 12.44% | 20.43% |
| 5 Year Return (%) | 13.47% | 17.37% |
| Since Launch (%) | 22.61% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.97% |
| Portfolio Turnover | 8% | 45% |
🤖 AI Verdict – Which is Better?
Haan, humne dekha hai ki Fund B, ICICI Prudential Multi Cap Fund, 3Y mein 20.43% return diya hai, jo ki Fund A, SBI Blue Chip Fund, ki 3Y return se adhik hai. Lekin, expense ratio ke mukabil, Fund A 1.43% expense ratio ke saath aata hai, jabki Fund B 1.74% expense ratio ke saath aata hai. Riskometer ka darshana karein, toh donon funds mein very high risk hai. Lekin, Sharpe ratio ka darshana karein, toh Fund B ke Sharpe ratio Fund A se adhik hai. Sach ye hai, Fund B aapke liye better option ho sakta hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
Chaliye, hum SIP ke liye donon funds ka comparison karte hain. Fund B, ICICI Prudential Multi Cap Fund, ki consistency aur return stability Fund A ke liye adhik hai. Yeh fund aapke monthly SIP ke liye achi option ho sakti hai, kyonki yeh 10+ saal ke liye aapko better returns dilayega.
⚠️ Risk & Cost Analysis
Haan, ab hum riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karte hain. Fund B ke volatility 13.2 hai, jo ki Fund A ke 11.37 se adhik hai. Lekin, Sharpe ratio ka darshana karein, toh Fund B ke Sharpe ratio Fund A se adhik hai. Expense ratio ka darshana karein, toh Fund A 1.43% expense ratio ke saath aata hai, jabki Fund B 1.74% expense ratio ke saath aata hai. Sach ye hai, Fund A aapke liye better risk-adjusted returns dilayega.
📊 Portfolio Diversification
Chaliye, hum asset allocation aur top holdings concentration ka comparison karte hain. Fund A, SBI Blue Chip Fund, mein asset allocation Equity 97.26% hai aur T-Bills 0.78% hai. Fund B, ICICI Prudential Multi Cap Fund, mein asset allocation Equity 97.97% hai. Top holdings concentration ke liye, Fund A mein HDFC Bank Ltd. 8.73%, ICICI Bank Ltd. 7.76%, aur Reliance Industries Ltd. 6.56% hai. Fund B mein BSE Ltd. 3.31%, Ultratech Cement Ltd. 2.85%, aur Jindal Steel Ltd. 2.73% hai. Yeh fund mein sector risk hai, lekin Fund A mein bhi sector risk hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, ICICI Prudential Multi Cap Fund, 5Y mein 17.37% return diya hai, jiska 3Y return 20.43% hai, jo ki Fund A, SBI Blue Chip Fund, ki 3Y return se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B mein Sharpe ratio adhik hai, lekin volatility bhi adhik hai. Yeh fund aapke liye risk-adjusted returns dilayega, lekin aapko risk ko jaanana chahiye.
Q3: Which fund is more cost-effective?
Haan, Fund A, SBI Blue Chip Fund, expense ratio ke mukabil 1.43% expense ratio ke saath aata hai, jabki Fund B 1.74% expense ratio ke saath aata hai. Yeh fund aapke liye cost-effective option ho sakti hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price