SBI Blue Chip Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
20.43%
Humnein aaj do funds ka comparison karne ja raha hain, SBI Blue Chip Fund aur ICICI Prudential Multi Cap Fund. Ye donon funds Indian investors ke liye upyukt hai, lekin kya ek se dusre se behtar hai? Dekho chaliye aur pata karein.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 166.74 | 934.98 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.99% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 13.45 |
| Sharpe Ratio | 0.52 | 1.04 |
| 1 Year Return (%) | -0.75% | 6.9% |
| 3 Year Return (%) | 12.44% | 20.43% |
| 5 Year Return (%) | 13.47% | 17.37% |
| Since Launch (%) | 22.61% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.97% |
| Portfolio Turnover | 8% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B ICICI Prudential Multi Cap Fund long-term mein behtar hai, kyunki use 5 saal mein 17.37% ki return mile hai, jo ki Fund A SBI Blue Chip Fund ki 13.47% return se zyada hai. Iske alawa, expense ratio mein bhi Fund B behtar hai, 0.99% vs 1.43%. Lekin yeh dhyan rakhein, Fund A ka riskometer bhi very high hai, isliye yeh fund aage ki ghatnaon ke liye upyukt hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
Ek monthly SIP ke liye, hum kisi bhi fund ka chayan kar sakte hain. Lekin Fund B ka 3 saal ka return 20.43% hai, jo ki Fund A ka 12.44% return se zyada hai. Yeh fund consistent return deta hai, jisse SIP ke investors ko fayda hogi.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisab se, Fund A ka riskometer very high hai, lekin Fund B ka bhi riskometer very high hai. Lekin Sharpe ratio ke hisab se, Fund B behtar hai, 1.04 vs 0.52. Expense ratio mein bhi Fund B behtar hai, 0.99% vs 1.43%. Iske alawa, Fund B ka asset allocation bhi behtar hai, equity 97.97% vs Fund A ka 97.26%.
📊 Portfolio Diversification
Fund A ka asset allocation bahut hi concentrated hai, equity mein 97.26% aur T-Bills mein 0.78%. Iske alawa, top 3 holdings mein bhi bahut concentration hai, HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%). Fund B ka asset allocation bhi concentrated hai, lekin top 3 holdings mein kuchh kam concentration hai, BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), aur Jindal Steel Ltd. (2.73%).
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ICICI Prudential Multi Cap Fund long-term mein behtar hai, kyunki use 5 saal mein 17.37% ki return mile hai, jo ki Fund A SBI Blue Chip Fund ki 13.47% return se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer very high hai, lekin Sharpe ratio 1.04 hai, jo ki Fund A ka 0.52 se zyada hai. Iske alawa, expense ratio mein bhi Fund B behtar hai, 0.99% vs 1.43%.
Q3: Which fund is more cost-effective?
Fund B ICICI Prudential Multi Cap Fund more cost-effective hai, kyunki expense ratio 0.99% hai, jo ki Fund A SBI Blue Chip Fund ki 1.43% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price