SBI Blue Chip Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.81%
Dekho, ab hum do aam large cap fund, SBI Blue Chip Fund aur ICICI Prudential Large Cap Fund ko compare karenge. Fund A, SBI Blue Chip Fund, ek bahut hi adhik risk wala fund hai, lekin Fund B, ICICI Prudential Large Cap Fund, aise hi riskometer se bhi adhik hai. Aaj hum yeh dekhainge ki kis fund mein long-term wealth creation ke liye investment karna chahiye.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 117.10 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 11.43 |
| Sharpe Ratio | 0.52 | 0.73 |
| 1 Year Return (%) | -0.75% | -2.39% |
| 3 Year Return (%) | 12.44% | 14.81% |
| 5 Year Return (%) | 13.47% | 14.18% |
| Since Launch (%) | 22.61% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 17% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, SBI Blue Chip Fund, aise hi 3Y return mein bahut hi accha kaam kar raha hai, lekin expense ratio aur risk ke muddon se Fund B, ICICI Prudential Large Cap Fund, behtar hai. Iske liye, hamare paas Fund B ka 3Y return 14.81% hai, jo Fund A ka 12.44% se adhik hai. Aise hi, Fund B ka expense ratio 0.52% hai, jo Fund A ka 1.43% se kam hai. Haan, riskometer ke muddon se bhi Fund B adhik risk wala fund hai, lekin Sharpe ratio ke muddon se yeh fund behtar hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Chaliye, hum SIP (Systematic Investment Plan) ke liye fund chunne ka sawal karenge. Fund A aur Fund B dono aise hi large cap fund hain, lekin kis fund mein SIP ke liye investment karna chahiye? Dekho, Fund A ka 5Y return 13.47% hai, jo Fund B ka 14.18% se kam hai. Lekin, Fund A ka expense ratio 1.43% hai, jo Fund B ka 0.52% se kam hai. Haan, Fund A ka riskometer aur volatility Fund B se adhik hai, lekin Fund B ka Sharpe ratio Fund A se adhik hai. Iske liye, hum soch sakte hain ki Fund B SIP ke liye behtar fund hai.
⚠️ Risk & Cost Analysis
Haan, ab hum riskometer, volatility, Sharpe ratio, aur expense ratio ke muddon se Fund A aur Fund B ko compare karenge. Dekho, Fund A ka riskometer "Very High" hai, lekin Fund B ka riskometer bhi "Very High" hai. Lekin, Fund B ka volatility 11.43 hai, jo Fund A ka 11.37 se adhik hai. Haan, Fund B ka Sharpe ratio 0.73 hai, jo Fund A ka 0.52 se adhik hai. Iske liye, hum dekh sakte hain ki Fund B risk-adjusted returns mein behtar hai.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ke muddon se Fund A aur Fund B ko compare karenge. Dekho, Fund A ka asset allocation equity mein 97.26% hai, jo Fund B ka 96.00% se adhik hai. Haan, Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Iske liye, hum dekh sakte hain ki Fund A ka portfolio adhik diversified hai. Lekin, Fund B ka asset allocation T-Bills mein 4.00% hai, jo Fund A ka 0.78% se adhik hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, ICICI Prudential Large Cap Fund, aise hi 5Y return mein 14.18% hai, jo Fund A ka 13.47% se adhik hai. Iske liye, hum dekh sakte hain ki Fund B long-run returns mein behtar hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio 0.73 hai, jo Fund A ka 0.52 se adhik hai. Iske liye, hum dekh sakte hain ki Fund B risk-adjusted returns mein behtar hai. Lekin, Fund B ka volatility 11.43 hai, jo Fund A ka 11.37 se adhik hai. Iske liye, hum soch sakte hain ki Fund B ke jyada risk se investment karna theek hai ya nahin.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.52% hai, jo Fund A ka 1.43% se kam hai. Iske liye, hum dekh sakte hain ki Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price