SBI Blue Chip Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
11.02%
Ab aap log Fund A ke SBI Blue Chip Fund aur Fund B ke HDFC Top 100 Fund ke beech ka comparison karte hain. Yeh dono funds Large Cap category mein aate hain aur aapko maloom karne ke liye yeh jaankari hain ki is article mein hum in dono funds ke 3Y return, expense ratio, aur risk ke beech ka comparison karenge.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BHDFC Top 100 Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 11.21 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 13.06 |
| Sharpe Ratio | 0.52 | 0.35 |
| 1 Year Return (%) | -0.75% | -2.86% |
| 3 Year Return (%) | 12.44% | 11.02% |
| 5 Year Return (%) | 13.47% | 10.33% |
| Since Launch (%) | 22.61% | 4.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 25 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 33% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Fund A ka 3Y return 12.44% hai, jabki Fund B ka 3Y return 11.02% hai, lekin expense ratio ke mukabale Fund B 1.52% expense ratio hai, jo Fund A ki 1.43% se ziada hai. Isliye, hum Fund A ko long-term wealth creation ke liye better fund ke roop mein dekhenge.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider HDFC Top 100 Fund?
- Expense ratio: 1.52%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Monthly SIP ke liye, Fund A ka consistency aur return stability Fund B se accha hai. Fund A ka 1Y return -0.75% hai, jabki Fund B ka 1Y return -2.86% hai. Isliye, Fund A aapke monthly SIP ke liye accha option hoga.
⚠️ Risk & Cost Analysis
Riskometer ke mukabale Fund A ki risk level Fund B se kam hai, lekin Fund B ka volatility 13.06 hai, jabki Fund A ka volatility 11.37 hai. Isliye, Fund A aapko better risk-adjusted returns provide karega. Expense ratio ke mukabale Fund A ki expense ratio Fund B se kam hai.
📊 Portfolio Diversification
Asset allocation ke mukabale Fund A ka equity allocation Fund B se accha hai. Fund A ka equity allocation 97.26% hai, jabki Fund B ka equity allocation 96.00% hai. Isliye, Fund A ka portfolio aapke liye adhik diversified hai. Top holdings concentration ke mukabale Fund A ka top holdings Fund B se thoda adhik concentration hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 13.47% hai, jabki Fund B ka 5Y return 10.33% hai. Isliye, Fund A long run mein aapko better returns provide karega.
Q2: Is the higher risk fund worth it?
Volatility ke mukabale Fund A ka volatility Fund B se kam hai, lekin Sharpe ratio ke mukabale Fund A ka Sharpe ratio Fund B se kam hai. Isliye, Fund A aapko better risk-adjusted returns provide karega.
Q3: Which fund is more cost-effective?
Expense ratio ke mukabale Fund A ki expense ratio Fund B se kam hai, 1.43% hai. Isliye, Fund A aapke liye adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price