SBI Blue Chip Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
11.02%
Arre, dekho! Aaj hum do fundon ke beech ka comparison karne ja rahe hain - SBI Blue Chip Fund aur HDFC Top 100 Fund. Ye donon fund Large Cap category mein hain. Hum aapko batayenge ki kis fund mein long-term wealth creation ke liye investment karna hai. Chaliye, aage badhkar dekhte hain.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BHDFC Top 100 Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 14.66 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.31% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 13.05 |
| Sharpe Ratio | 0.52 | 0.35 |
| 1 Year Return (%) | -0.75% | -2.86% |
| 3 Year Return (%) | 12.44% | 11.02% |
| 5 Year Return (%) | 13.47% | 10.33% |
| Since Launch (%) | 22.61% | 9.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 23 February 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai, HDFC Top 100 Fund better hai long-term wealth creation ke liye. Iska 5Y return 13.47% hai, jo SBI Blue Chip Fund ki 5Y return 13.47% se thoda zyada hai. Lekin, expense ratio mein HDFC Top 100 Fund kam hai, 0.31% hai. SBI Blue Chip Fund ka expense ratio 1.43% hai. Isliye, HDFC Top 100 Fund isme winner hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider HDFC Top 100 Fund?
- Expense ratio: 0.31%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Haan, SBI Blue Chip Fund better hai SIP ke liye. Iska 3Y return 12.44% hai, jo HDFC Top 100 Fund ki 3Y return 11.02% se zyada hai. Lekin, iske expense ratio aur volatility ko dekhte hain, toh HDFC Top 100 Fund SIP ke liye aur bhi accha hai. Chaliye, isse aage badhkar dekhte hain.
⚠️ Risk & Cost Analysis
Sach ye hai, HDFC Top 100 Fund isme kam risk hai. Iska riskometer Very High hai, lekin expense ratio 0.31% hai, jo SBI Blue Chip Fund ki 1.43% se kam hai. Sharpe ratio mein bhi HDFC Top 100 Fund kam hai, 0.35. Isliye, HDFC Top 100 Fund isme better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Arre, dekho! SBI Blue Chip Fund aur HDFC Top 100 Fund donon mein ek hi asset allocation hai, Equity 96-97% hai. Lekin, HDFC Top 100 Fund mein T-Bills ki allocation 4% hai, jo SBI Blue Chip Fund mein 0.78% hai. Top holdings mein bhi HDFC Top 100 Fund mein HDFC Bank Ltd. 8.5% ka hissa hai, jo SBI Blue Chip Fund mein 8.73% hai. Isliye, HDFC Top 100 Fund portfolio diversification ke liye better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Top 100 Fund better hai long-term wealth creation ke liye, iska 5Y return 13.47% hai.
Q2: Is the higher risk fund worth it?
Nahin, HDFC Top 100 Fund isme kam risk hai aur better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
HDFC Top 100 Fund isme expense ratio 0.31% hai, jo SBI Blue Chip Fund ki 1.43% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price