SBI Blue Chip Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
15.78%
Agar aapko investment ke liye koi fund chunna hai, toh ye article aapke liye kaafi faayda mand hai. Hum do fundon ki comparison kar rahe hain - SBI Blue Chip Fund aur HDFC Small Cap Fund. Dekho, kya SBI Blue Chip Fund aapke long-term wealth creation ke liye better hai ya HDFC Small Cap Fund.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 166.74 | 152.64 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 16.9 |
| Sharpe Ratio | 0.52 | 0.55 |
| 1 Year Return (%) | -0.75% | 0.2% |
| 3 Year Return (%) | 12.44% | 15.78% |
| 5 Year Return (%) | 13.47% | 18.08% |
| Since Launch (%) | 22.61% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 90.45% |
| Portfolio Turnover | 8% | 6% |
🤖 AI Verdict – Which is Better?
Haan, humne fundon ki comparison ki hai aur dekha hai ki HDFC Small Cap Fund 3Y return mein SBI Blue Chip Fund se bada return diya hai. Lekin, expense ratio ke maamle mein SBI Blue Chip Fund HDFC Small Cap Fund se kam hai. Riskometer bhi dono fundon ne Very High rakha hai, lekin SBI Blue Chip Fund ki volatility HDFC Small Cap Fund ki volatility se kam hai. Sach ye hai, HDFC Small Cap Fund aapke long-term wealth creation ke liye better hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Agar aapki investment ke liye SIP (Systematic Investment Plan) hai, toh hum sochate hain ki kis fund mein aapko invest karna chahiye. HDFC Small Cap Fund ki consistency aur return stability kaafi achchi hai, lekin SBI Blue Chip Fund ki consistency bahut badi hai. Dekho, agar aap 10+ saal ke investment ke liye SIP kar rahe hain, toh SBI Blue Chip Fund aapke liye better hai.
⚠️ Risk & Cost Analysis
Ab hum dono fundon ki riskometer, volatility, Sharpe ratio aur expense ratio ka comparison kar rahe hain. HDFC Small Cap Fund ki volatility SBI Blue Chip Fund ki volatility se zyada hai, lekin Sharpe ratio mein koi bahut bada difference nahi hai. Expense ratio mein bhi SBI Blue Chip Fund HDFC Small Cap Fund se kam hai. Sach ye hai, SBI Blue Chip Fund aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Ab hum dono fundon ki asset allocation aur top holdings concentration ka comparison kar rahe hain. HDFC Small Cap Fund ki asset allocation mein Equity 90.45% hai, lekin SBI Blue Chip Fund ki asset allocation mein Equity 97.26% hai. Dekho, agar aap apne portfolio mein portfolio diversification chahate hain, toh HDFC Small Cap Fund aapke liye better hai. Lekin, sector risk ka maamla hai, toh SBI Blue Chip Fund bhi ek chunauti hai.
Q1: Which fund gives better returns in the long run?
HDFC Small Cap Fund ki 5Y return 18.08% hai, jiska comparison SBI Blue Chip Fund ki 5Y return 13.47% se karna hoga. Isliye, HDFC Small Cap Fund aapke long-run returns ke liye better hai.
Q2: Is the higher risk fund worth it?
HDFC Small Cap Fund ki volatility SBI Blue Chip Fund ki volatility se zyada hai, lekin Sharpe ratio mein koi bahut bada difference nahi hai. Isliye, agar aap risk ki samasya nahi hain, toh HDFC Small Cap Fund aapke liye ek option hai.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund ki expense ratio HDFC Small Cap Fund ki expense ratio se kam hai, jiska maana hai ki SBI Blue Chip Fund aapke liye cost-effective hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price