SBI Blue Chip Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
7.4%
Aaj hum do mutual funds ke beech mein comparison karenge - SBI Blue Chip Fund aur HDFC Infra Fund. Ye funds kis prakaar ke hain aur kya features hain, isse hum zaroor jannege. Dekho, kya aapke liye ye funds acche hain ya nahi.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Large Cap | Thematic |
| NAV (₹) | 166.74 | 33.77 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 11.37 | 14.88 |
| Sharpe Ratio | 0.52 | 0.06 |
| 1 Year Return (%) | -0.75% | 6.36% |
| 3 Year Return (%) | 12.44% | 7.4% |
| 5 Year Return (%) | 13.47% | 6.49% |
| Since Launch (%) | 22.61% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 8% | 35% |
🤖 AI Verdict – Which is Better?
Haan, humne fund B, HDFC Infra Fund ko better fund ke roop mein choose kiya hai. Iska karan yeh hai ki yeh fund 3 saal mein 7.4% ki return deta hai, jo fund A se adhik hai. Lekin expense ratio ek issue hai, yeh fund A se kam hai. Lekin overall, yeh fund long-term wealth creation ke liye better hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
SIP ke liye fund A better hai. Yeh fund 1 saal mein -0.75% ki return deta hai, jo fund B se kam hai, lekin 3 saal mein yeh fund B se adhik return deta hai. Lekin yeh fund A ka expense ratio kam hai, jo SIP ke liye achha hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se fund A ka risk zyada hai, lekin yeh fund B se kam expense ratio deta hai. Lekin Sharpe ratio ke hisaab se fund B ka performance kam hai. To, yeh fund B ka expense ratio kam hai, lekin yeh fund A ka risk zyada hai.
📊 Portfolio Diversification
Fund A ka asset allocation 97.26% equity aur 0.78% T-Bills ka hai. Yeh fund B ke asset allocation 95% equity aur 5% T-Bills ka hai. Fund A ka top 3 holdings HDFC Bank, ICICI Bank aur Reliance Industries ka hai, jo fund B ke top 3 holdings HDFC Bank, ICICI Bank aur Larsen & Toubro ka hai. Lekin fund A ka asset allocation zyada diversified hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki fund B 5 saal mein 6.49% ki return deta hai, jo fund A se kam hai. Lekin 3 saal mein yeh fund B se adhik return deta hai. To, yeh fund B long-term wealth creation ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, fund A ka risk zyada hai, lekin yeh fund B se kam expense ratio deta hai. Lekin Sharpe ratio ke hisaab se fund B ka performance kam hai. To, yeh fund B ka expense ratio kam hai, lekin yeh fund A ka risk zyada hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki fund B ka expense ratio 0.5% hai, jo fund A ka expense ratio 1.43% se kam hai. To, yeh fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price