SBI Blue Chip Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
20.86%
Agar aapko koi bhi mutual fund fund invest karna hai, toh ye ek bahut hi aawazdaar decision hai. Aaj hum do mutual funds ke beech ki comparison karne ja rahe hain. Fund A SBI Blue Chip Fund hai, jo Large Cap category mein aata hai aur Fund B Groww Mutual Fund Multi Cap Fund hai, jo Multi Cap category mein aata hai. Aap ye jaanenge ki konsa fund aapke liye better hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Groww Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 166.74 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 1.43% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.95 |
| Sharpe Ratio | 0.52 | 1.11 |
| 1 Year Return (%) | -0.75% | 5.23% |
| 3 Year Return (%) | 12.44% | 20.86% |
| 5 Year Return (%) | 13.47% | 0.27% |
| Since Launch (%) | 22.61% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 26% |
🤖 AI Verdict – Which is Better?
Chaliye, pehle 3Y return aur expense ratio ke anusaar hum ek comparison karte hain. Fund A ki 3Y return 12.44% hai, jabki Fund B ki 20.86% hai, lekin Fund A ka expense ratio 1.43% hai aur Fund B ka 1.68% hai. Haan, Fund B ki 3Y return Fund A ki compare karta hai, lekin expense ratio kam hai. Lekin, kya aap apne paisa ki safety ki chaabi ke liye risk le sakte hain? Fund A ki riskometer very high hai, jabki Fund B ki bhi very high hai. Lekin, Fund A ki volatility thodi kam hai, isliye Fund A aapke liye better hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Agar aap monthly SIP karte hain, to lekin konsa fund aapke liye better hai? Fund A ki consistency aur return stability Fund B ki compare karta hai. Fund A ki 1Y return -0.75% hai, jabki Fund B ki 5.23% hai. Lekin, Fund A ki 5Y return 13.47% hai, jabki Fund B ki 0.27% hai. Haan, Fund B ki returns Fund A ki compare karte hain, lekin consistency aur stability ke liye Fund A better hai.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio aur expense ratio ke anusaar hum comparison karte hain. Fund A ki riskometer very high hai, jabki Fund B ki bhi very high hai. Fund A ki volatility 11.37 hai, jabki Fund B ki 12.95 hai. Lekin, Fund A ki Sharpe ratio 0.52 hai, jabki Fund B ki 1.11 hai. Haan, Fund B ki Sharpe ratio Fund A ki compare karta hai, lekin expense ratio kam hai. Fund A ki expense ratio 1.43% hai, jabki Fund B ki 1.68% hai. Lekin, Fund B ki higher risk aur higher expense ratio ke liye, Fund A better hai.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ke anusaar hum comparison karte hain. Fund A ki asset allocation equity mein 97.26% hai, jabki T-Bills mein 0.78% hai. Lekin, Fund B ki asset allocation equity mein 97% hai, jabki T-Bills mein 3% hai. Haan, Fund B ki asset allocation Fund A ki compare karta hai, lekin top holdings concentration mein Fund A better hai. Fund A ki top 3 holdings mein HDFC Bank, ICICI Bank aur Reliance Industries aate hain, jabki Fund B ki top 3 holdings mein HDFC Bank, ICICI Bank aur Reliance Industries aate hain. Lekin, Fund A ki top holdings mein concentration Fund B ki compare karta hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ki 5Y return Fund A ki compare karta hai, lekin Fund A ki 3Y return 12.44% hai, jabki Fund B ki 20.86% hai. Haan, Fund B ki returns Fund A ki compare karte hain, lekin long run ke liye Fund A better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki higher risk aur higher expense ratio ke liye, yeh sawal aata hai ki kya yeh fund aapke liye worth hai? Lekin, Fund B ki Sharpe ratio Fund A ki compare karta hai, isliye yeh fund aapke liye sawal hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ki expense ratio 1.43% hai, jabki Fund B ki 1.68% hai. Haan, Fund A ki expense ratio Fund B ki compare karta hai, lekin Fund A ki higher returns ke liye, yeh fund aapke liye better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price