SBI Blue Chip Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Humne do funds ki tarah kee ek comparison ki hai, SBI Blue Chip Fund aur Groww Mutual Fund Large Cap Fund. Ye donon funds large cap category mein aate hain. Apne investors ko pata chalayenge ki kis fund mein long-term wealth creation ki sambhavna zyada hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Groww Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 13.05 |
| Sharpe Ratio | 0.52 | 0.63 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 33% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye hume 3Y return, expense ratio, aur risk par dhyan dena hoga. 3Y return ke hisaab se SBI Blue Chip Fund (12.44%) Groww Mutual Fund Large Cap Fund (14.7%) se kuchh kam hai. Lekin expense ratio ke maamle mein Groww Mutual Fund Large Cap Fund (0.52%) SBI Blue Chip Fund (1.43%) se kuchh kam hai. Riskometer ke hisaab se donon funds Very High risk category mein aate hain. Haan, Groww Mutual Fund Large Cap Fund ki volatility (13.05) SBI Blue Chip Fund ki volatility (11.37) se jyada hai. Sharpe ratio ke hisaab se bhi Groww Mutual Fund Large Cap Fund (0.63) SBI Blue Chip Fund (0.52) se bada hai. Haan, Groww Mutual Fund Large Cap Fund hamesha aisa nahi hai, lekin yeh fund long-term wealth creation ke liye accha hai. Dekho, expense ratio aur risk ke hisaab se yeh fund accha hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Ek monthly SIP 10+ saal ke liye karna hai to Groww Mutual Fund Large Cap Fund accha fund hai. Yeh fund ki consistency aur return stability SBI Blue Chip Fund ki comparision mein acchi hai. Haan, Groww Mutual Fund Large Cap Fund ki volatility jyada hai, lekin yeh fund long-term wealth creation ke liye accha hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se hum dekhenge ki kis fund mein better risk-adjusted returns hai. Donon funds Very High risk category mein aate hain, lekin Groww Mutual Fund Large Cap Fund ki volatility (13.05) SBI Blue Chip Fund ki volatility (11.37) se jyada hai. Sharpe ratio ke hisaab se bhi Groww Mutual Fund Large Cap Fund (0.63) SBI Blue Chip Fund (0.52) se bada hai. Expense ratio ke hisaab se Groww Mutual Fund Large Cap Fund (0.52%) SBI Blue Chip Fund (1.43%) se kuchh kam hai. Haan, Groww Mutual Fund Large Cap Fund hamesha aisa nahi hai, lekin yeh fund long-term wealth creation ke liye accha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se hum dekhenge ki kis fund mein portfolio diversification zyada hai. Groww Mutual Fund Large Cap Fund ki asset allocation (Equity: 96.00% | T-Bills: 4.00%) SBI Blue Chip Fund ki asset allocation (Equity: 97.26% | T-Bills: 0.78%) se kam hai. Top holdings concentration ke hisaab se bhi Groww Mutual Fund Large Cap Fund ki sector risk SBI Blue Chip Fund ki comparision mein kam hai. Haan, yeh fund long-term wealth creation ke liye accha hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ki 5Y return (13.47%) Groww Mutual Fund Large Cap Fund ki 5Y return (12.03%) se zyada hai, lekin Groww Mutual Fund Large Cap Fund ki 3Y return (14.7%) SBI Blue Chip Fund ki 3Y return (12.44%) se zyada hai. Haan, long-term wealth creation ke liye Groww Mutual Fund Large Cap Fund accha hai.
Q2: Is the higher risk fund worth it?
Groww Mutual Fund Large Cap Fund ki volatility (13.05) SBI Blue Chip Fund ki volatility (11.37) se jyada hai, lekin yeh fund ki Sharpe ratio (0.63) SBI Blue Chip Fund ki Sharpe ratio (0.52) se badi hai. Haan, Groww Mutual Fund Large Cap Fund long-term wealth creation ke liye accha hai.
Q3: Which fund is more cost-effective?
Groww Mutual Fund Large Cap Fund ki expense ratio (0.52%) SBI Blue Chip Fund ki expense ratio (1.43%) se kam hai. Haan, yeh fund long-term wealth creation ke liye accha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price