SBI Blue Chip Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Ab aapke paas do bade funds hain, SBI Blue Chip Fund aur Franklin Templeton Large Cap Fund. Dono funds Large Cap category mein hain aur bahut hi jyada risk wale hain. Aaj hum aapko bataayenge ki kis fund mein aapko invest karna chahiye. Aapko jankari milegi ki kitna return aapko mil sakte hain, expense ratio kitna hai, aur isme se kis fund mein aapko kam risk milta hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Franklin Templeton |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.76 |
| Sharpe Ratio | 0.52 | 0.64 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 31% |
🤖 AI Verdict – Which is Better?
Haan, to our verdict hai ki SBI Blue Chip Fund aapke liye better fund hai. Iska 3Y return 12.44% hai, jabki Franklin Templeton Large Cap Fund ka 3Y return 14.7% hai. Lekin expense ratio mein SBI Blue Chip Fund jyada expensive hai, 1.43% hai. Franklin Templeton Large Cap Fund ka expense ratio 0.52% hai. Isliye, agar aap long-term wealth creation chahte hain, to SBI Blue Chip Fund aapke liye better hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Dekho, SIP suitabilita ki baat karte hain. SBI Blue Chip Fund ka 3Y return stable hai, jabki Franklin Templeton Large Cap Fund ka 1Y return negative hai. Isliye, SBI Blue Chip Fund aapke liye better hai SIP ke liye. Aapka paise khatam nahin hoga aur aapko consistent return milega.
⚠️ Risk & Cost Analysis
Chaliye isme dekhenge. SBI Blue Chip Fund ka riskometer very high hai, lekin volatility 11.37 hai. Franklin Templeton Large Cap Fund ka riskometer bhi very high hai, lekin volatility 12.76 hai. Sharpe ratio mein SBI Blue Chip Fund 0.52 hai, jabki Franklin Templeton Large Cap Fund ka Sharpe ratio 0.64 hai. Isliye, Franklin Templeton Large Cap Fund aapke liye better hai risk-adjusted return ke liye.
📊 Portfolio Diversification
Ab dekho portfolio diversification. SBI Blue Chip Fund ka equity allocation 97.26% hai, jabki T-Bills allocation 0.78% hai. Franklin Templeton Large Cap Fund ka equity allocation 96% hai, jabki T-Bills allocation 4% hai. Isliye, SBI Blue Chip Fund aapke liye better hai portfolio diversification ke liye.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki SBI Blue Chip Fund ka 5Y return 13.47% hai, jabki Franklin Templeton Large Cap Fund ka 5Y return 12.03% hai. Isliye, SBI Blue Chip Fund aapke liye better hai long-term returns ke liye.
Q2: Is the higher risk fund worth it?
Haan, to higher risk fund Franklin Templeton Large Cap Fund worth hai. Iska Sharpe ratio 0.64 hai, jabki SBI Blue Chip Fund ka Sharpe ratio 0.52 hai. Isliye, Franklin Templeton Large Cap Fund aapke liye better hai risk-adjusted return ke liye.
Q3: Which fund is more cost-effective?
Chaliye isme dekhenge. Franklin Templeton Large Cap Fund ka expense ratio 0.52% hai, jabki SBI Blue Chip Fund ka expense ratio 1.43% hai. Isliye, Franklin Templeton Large Cap Fund aapke liye better hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price