SBI Blue Chip Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.63%
Aaj hum do fundon ke beech ka comparison karne ja rahe hain, SBI Blue Chip Fund aur Franklin Templeton Flexi Cap Fund. Ye dono fund high-risk fund hain lekin unki return aur expense ratio alag-alag hain. Is article me hum unki comparison karke pata karenge ki kis fund mein investment karna achha hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Franklin Templeton |
| Category | Large Cap | Flexi Cap |
| NAV (₹) | 166.74 | 110.79 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.96% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 14.27 |
| Sharpe Ratio | 0.52 | 0.57 |
| 1 Year Return (%) | -0.75% | -2.38% |
| 3 Year Return (%) | 12.44% | 14.63% |
| 5 Year Return (%) | 13.47% | 12.31% |
| Since Launch (%) | 22.61% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 8% | 48% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Franklin Templeton Flexi Cap Fund aage nikata hai. Is fund ka 3Y return 14.63% hai, jo ki SBI Blue Chip Fund ka 3Y return 12.44% se jyada hai. Iske alawa, is fund ka expense ratio 0.96% hai, jo ki SBI Blue Chip Fund ka expense ratio 1.43% se kam hai. Riskometer ke liye bhi Franklin Templeton Flexi Cap Fund aage nikata hai, kyunki iska riskometer bhi very high hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
Ek monthly SIP ke liye, Franklin Templeton Flexi Cap Fund aage nikata hai. Is fund ka 3Y return aur 5Y return ka average SBI Blue Chip Fund se jyada hai. Iske alawa, is fund ka consistency bhi accha hai, kyunki iska 1Y return negative hai lekin 3Y return positive hai. Lekin, is fund ka volatility bhi high hai, jisse investment khatre mein pad sakta hai.
⚠️ Risk & Cost Analysis
Franklin Templeton Flexi Cap Fund aur SBI Blue Chip Fund ke beech mein riskometer, volatility, Sharpe ratio aur expense ratio ka comparison karna jaruri hai. Franklin Templeton Flexi Cap Fund ka riskometer very high hai lekin uska Sharpe ratio bhi accha hai. Iske alawa, is fund ka expense ratio 0.96% hai, jo ki SBI Blue Chip Fund ka expense ratio 1.43% se kam hai. Lekin, is fund ka volatility bhi high hai, jisse investment khatre mein pad sakta hai.
📊 Portfolio Diversification
SBI Blue Chip Fund aur Franklin Templeton Flexi Cap Fund ke beech mein asset allocation aur top holdings concentration ka comparison karna jaruri hai. SBI Blue Chip Fund ka asset allocation 97.26% equity aur 0.78% T-Bills hai, jo ki Franklin Templeton Flexi Cap Fund ka asset allocation 95.00% equity aur 5.00% T-Bills se alag hai. Iske alawa, SBI Blue Chip Fund ka top holdings concentration bhi accha hai, kyunki iska top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd hai, jo ki Franklin Templeton Flexi Cap Fund ka top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd aur Infosys Ltd hai.
Q1: Which fund gives better returns in the long run?
Franklin Templeton Flexi Cap Fund aage nikata hai, kyunki iska 5Y return 12.31% hai aur 3Y return 14.63% hai, jo ki SBI Blue Chip Fund ka 5Y return 13.47% aur 3Y return 12.44% se jyada hai.
Q2: Is the higher risk fund worth it?
Franklin Templeton Flexi Cap Fund ka volatility 14.27 hai, jo ki SBI Blue Chip Fund ka volatility 11.37 se jyada hai. Lekin, uska Sharpe ratio 0.57 hai, jo ki SBI Blue Chip Fund ka Sharpe ratio 0.52 se accha hai. Iske liye, Franklin Templeton Flexi Cap Fund ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Franklin Templeton Flexi Cap Fund ka expense ratio 0.96% hai, jo ki SBI Blue Chip Fund ka expense ratio 1.43% se kam hai. Iske liye, Franklin Templeton Flexi Cap Fund cost-effective hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price