SBI Blue Chip Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
6.99%
Chaliye, dekho, hum aaj do mutual funds ke beech compare kar rahe hain. SBI Blue Chip Fund aur Edelweiss Liquid Fund dono ke category alag-alag hain - Large Cap aur Liquid Fund. Is article mein hum jaanne ja rahe hain ki kis fund mein long-term wealth creation ke liye better investment hone wala hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Edelweiss Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 166.74 | 3598.40 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.37 | 0.13 |
| Sharpe Ratio | 0.52 | 3.77 |
| 1 Year Return (%) | -0.75% | 6.24% |
| 3 Year Return (%) | 12.44% | 6.99% |
| 5 Year Return (%) | 13.47% | 6.17% |
| Since Launch (%) | 22.61% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 295% |
🤖 AI Verdict – Which is Better?
Kya logon ko pata hai ki long-term wealth creation ke liye kis fund better hai? Dekho, hamare anusaar SBI Blue Chip Fund better hai. Yeh fund 3Y return mein 12.44% ka return de raha hai, lekin expense ratio thoda high hai - 1.43%. Edelweiss Liquid Fund ka return kam hai - 6.99%, lekin expense ratio bahut low hai - 0.12%. Haan, riskometer bhi Edelweiss Liquid Fund ka low hai, lekin yeh fund short-term mein risk nahi lete hain.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Kya aap monthly SIP ke liye jante hain ki kis fund better hai? Dekho, SBI Blue Chip Fund ka 1Y return -0.75% hai, lekin 3Y return 12.44% hai. Edelweiss Liquid Fund ka 1Y return 6.24% hai, lekin 3Y return 6.99% hai. Haan, Edelweiss Liquid Fund ki consistency kam hai, lekin yeh fund short-term mein stable return de raha hai.
⚠️ Risk & Cost Analysis
Kya aap jaante hain ki kis fund mein risk nahi hai? Dekho, Edelweiss Liquid Fund ka riskometer low hai, volatility 0.13 hai, aur Sharpe ratio 3.77 hai. SBI Blue Chip Fund ka riskometer high hai, volatility 11.37 hai, aur Sharpe ratio 0.52 hai. Haan, SBI Blue Chip Fund ka expense ratio high hai - 1.43%, lekin Edelweiss Liquid Fund ka expense ratio low hai - 0.12%.
📊 Portfolio Diversification
Kya aap jaante hain ki kis fund mein portfolio diversification hai? Dekho, SBI Blue Chip Fund ka asset allocation 97.26% equity aur 0.78% T-Bills mein hai. Edelweiss Liquid Fund ka asset allocation 65.00% T-Bills, 20.00% CD, 10.00% CP aur 5.00% cash mein hai. Haan, SBI Blue Chip Fund ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. mein hain, jisse sector risk hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund 5Y return mein 13.47% aur 3Y return mein 12.44% ka return de raha hai, lekin Edelweiss Liquid Fund ka 5Y return 6.17% hai aur 3Y return 6.99% hai.
Q2: Is the higher risk fund worth it?
Edelweiss Liquid Fund ka volatility 0.13 hai, sharpe ratio 3.77 hai, aur expense ratio 0.12% hai, lekin yeh fund short-term mein risk nahi lete hain. SBI Blue Chip Fund ka riskometer high hai, volatility 11.37 hai, aur Sharpe ratio 0.52 hai.
Q3: Which fund is more cost-effective?
Edelweiss Liquid Fund ka expense ratio 0.12% hai, lekin SBI Blue Chip Fund ka expense ratio 1.43% hai. Haan, Edelweiss Liquid Fund ka expense ratio kam hai, lekin SBI Blue Chip Fund ka return 5Y mein 13.47% aur 3Y mein 12.44% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price