SBI Blue Chip Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Agar aapko pata hai ki aapko ek Large Kap fund ki jarurat hai, to yahaan hum aapko do fund ke beech ka sanvaad karne ja rahe hain - SBI Blue Chip Fund aur DSP Mutual Fund Large Cap Fund. Fund A aur Fund B dono large cap fund hain, lekin unke returns aur kharchon mein kuch alag hai. Aaj hum aapko batayenge ki kabhi-kabhi Fund A ka riskometer Very High hai, lekin expense ratio kafi high hai. Fund B ka expense ratio kam hai, lekin riskometer bhi Very High hai. Dekho, aapki investment ke liye konsa fund aapke liye achha hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | DSP Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 11.97 |
| Sharpe Ratio | 0.52 | 0.69 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 23% |
🤖 AI Verdict – Which is Better?
Haan, ab hum aapko batayenge ki Fund A aur Fund B ke beech se konsi fund aapke liye achhi hai. Fund A ka 3Y return 12.44% hai aur expense ratio 1.43% hai, lekin riskometer Very High hai. Fund B ka 3Y return 14.7% hai aur expense ratio 0.52% hai, lekin riskometer bhi Very High hai. Sach ye hai, Fund B ka expense ratio Fund A ki tulna mein kam hai, lekin riskometer bhi kam hai. To, hum kahainge ki Fund B aapke liye better fund hai, kyonki yeh aapko better risk-adjusted returns deti hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Chaliye, hum aapko batayenge ki Fund A aur Fund B ke beech se konsa fund aapke liye achha hai SIP ke liye. Fund A ka 1Y return -0.75% hai, lekin Fund B ka 1Y return -4.02% hai. Haan, Fund B ka 3Y return Fund A ki tulna mein jyada hai, lekin 1Y return kam hai. Lekin, fund ke long-term returns stability aur consistency ke liye, hum kahainge ki Fund A aapke liye achha hai.
⚠️ Risk & Cost Analysis
Ab hum aapko batayenge ki Fund A aur Fund B ke beech se konsa fund aapke liye achha hai risk aur kharch ke mukable. Fund A ka riskometer Very High hai, lekin volatility 11.37 hai. Fund B ka riskometer bhi Very High hai, lekin volatility 11.97 hai. Sharpe ratio se dekha jaye, to Fund A ka Sharpe ratio 0.52 hai, lekin Fund B ka Sharpe ratio 0.69 hai. Haan, expense ratio se dekha jaye, to Fund A ka expense ratio Fund B ki tulna mein jyada hai. To, hum kahainge ki Fund B aapke liye better risk-adjusted returns deti hai.
📊 Portfolio Diversification
Chaliye, hum aapko batayenge ki Fund A aur Fund B ke portfolio diversification ke beech kya antar hai. Fund A ka asset allocation Equity 97.26% hai, lekin T-Bills 0.78% hai. Fund B ka asset allocation bhi Equity 96.00% hai, lekin T-Bills 4.00% hai. Haan, top holdings concentration ke liye, Fund A ka HDFC Bank Ltd. 8.73% hai, ICICI Bank Ltd. 7.76% hai, aur Reliance Industries Ltd. 6.56% hai. Fund B ka HDFC Bank Ltd. 8.5% hai, ICICI Bank Ltd. 7.8% hai, aur Reliance Industries Ltd. 6.9% hai. To, hum kahainge ki Fund A ka portfolio Fund B ki tulna mein jyada diversified hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 13.47% hai, lekin Fund B ka 5Y return 12.03% hai. To, hum kahainge ki Fund A aapke liye better fund hai long-term returns ke liye.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer Very High hai, lekin volatility 11.97 hai. Sharpe ratio se dekha jaye, to Fund B ka Sharpe ratio 0.69 hai, lekin Fund A ka Sharpe ratio 0.52 hai. To, hum kahainge ki Fund B aapke liye better risk-adjusted returns deti hai.
Q3: Which fund is more cost‑effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, lekin Fund A ka expense ratio 1.43% hai. To, hum kahainge ki Fund B aapke liye better fund hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price