SBI Blue Chip Fund vs Canara Robeco Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
6.96%
Chaliye, dekho main aapko do funds ka comparison karne ja raha hoon – SBI Blue Chip Fund aur Canara Robeco Liquid Fund. Ye donon funds aapke paisa invest karne ke liye aakarshit kare hain. Aaj main aapko iske features aur performance ke baare mein dekhenge.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BCanara Robeco Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Canara Robeco |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 166.74 | 3337.33 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.95 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.37 | 0.11 |
| Sharpe Ratio | 0.52 | 4.18 |
| 1 Year Return (%) | -0.75% | 6.22% |
| 3 Year Return (%) | 12.44% | 6.96% |
| 5 Year Return (%) | 13.47% | 6.13% |
| Since Launch (%) | 22.61% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Shridatta Bhandwaldar (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 223% |
🤖 AI Verdict – Which is Better?
Haan, aapko pata chal gaya hoga ki Fund A Large Cap fund hai aur Fund B Liquid fund. Sach ye hai, agar aap long-term wealth creation chahte hain to Fund A aapke liye behtar hai. Ismein 3Y return 12.44% hai, expense ratio 1.43% hai, aur riskometer Very High hai. Ye sab baatein aapko long-term investment ke liye Fund A ka preference karne ki suggestion deti hain.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Canara Robeco Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.96%
- AUM: 3.95 Lac Cr
- Sharpe Ratio: 4.18
📈 SIP Suitability
Lekin, SIP (Systematic Investment Plan) ke liye Fund B aapke liye behtar hai. Yeh fund monthly returns provide karta hai aur ek stable return offer karta hai. Ismein 1Y return 6.22% hai aur 3Y return 6.96% hai, jo ki Fund A ke compare mein kam hai lekin stable hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke liye Fund B aapke liye behtar hai. Ismein riskometer Low hai, volatility 0.11 hai, Sharpe ratio 4.18 hai, aur expense ratio 0.12% hai. Isse pata chalta hai ki Fund B aapke paisa invest karne ke liye behtar hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye Fund A aapke liye behtar hai. Ismein equity 97.26% hai aur top holdings mein HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hai. Isse pata chalta hai ki Fund A aapke paisa invest karne ke liye behtar hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Canara Robeco Liquid Fund
₹868530.05
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A 5Y return 13.47% aur 3Y return 12.44% provide karta hai, jo ki Fund B ke compare mein behtar hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A higher risk hai lekin Sharpe ratio 0.52 aur volatility 11.37 hai, jo ki Fund B ke compare mein kam hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B expense ratio 0.12% hai, jo ki Fund A ke compare mein kam hai. Isse pata chalta hai ki Fund B aapke paisa invest karne ke liye behtar hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price