SBI Blue Chip Fund vs Baroda BNP Paribas Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
6.92%
Dekho, today humein do funds ke beech ka comparison karne ja rahe hain. SBI Blue Chip Fund ek large cap fund hai, jabki Baroda BNP Paribas Liquid Fund ek liquid fund hai. Ye puchhne ja rahe hain ki kis fund mein long-term wealth creation ke liye investment karna chahiye aur kya fund SIP suitability ke liye best hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BBaroda BNP Paribas Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Baroda BNP Paribas |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 166.74 | 3208.35 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.89 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.37 | 0.11 |
| Sharpe Ratio | 0.52 | 3.82 |
| 1 Year Return (%) | -0.75% | 6.16% |
| 3 Year Return (%) | 12.44% | 6.92% |
| 5 Year Return (%) | 13.47% | 6.14% |
| Since Launch (%) | 22.61% | 6.88% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 205% |
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Baroda BNP Paribas Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.92%
- AUM: 3.89 Lac Cr
- Sharpe Ratio: 3.82
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Baroda BNP Paribas Liquid Fund
₹866593.15
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki SBI Blue Chip Fund ka 5Y return 13.47% hai, jabki Baroda BNP Paribas Liquid Fund ka 5Y return 6.14% hai. Toh SBI Blue Chip Fund long run mein better returns dete hai.
Q2: Is the higher risk fund worth it?
Haan, lekin yeh fund ka riskometer very high hai, jiska matlab hai ki aapko isse aur paise dena padenge. Lekin yadi aap risk le sakte hain, to SBI Blue Chip Fund ka Sharpe ratio 0.52 hai, jo Baroda BNP Paribas Liquid Fund se zyada hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Baroda BNP Paribas Liquid Fund ka expense ratio 0.12% hai, jo SBI Blue Chip Fund se kam hai. Isliye, Baroda BNP Paribas Liquid Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price