SBI Blue Chip Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.62%
Chaliye, dekho, hum aaj Fund A aur Fund B ko compare karenge. Dono funds Large Cap Category mein hain. Aapko pata chalega ki dono funds mein kya aisa hai jissey aapko long-term wealth creation ka benefit mil sakta hai.
[VERDICT]| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Baroda BNP Paribas |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 251.36 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 13.08 |
| Sharpe Ratio | 0.52 | 0.62 |
| 1 Year Return (%) | -0.75% | -0.15% |
| 3 Year Return (%) | 12.44% | 14.62% |
| 5 Year Return (%) | 13.47% | 11.06% |
| Since Launch (%) | 22.61% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 34% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B ko long-term wealth creation ke liye better fund maana jata hai. Iska reason hai ki 3Y return Fund B ki 14.62% hai, jahaan Fund A ki 12.44% hai. Bahut hi important hai ki expense ratio Fund B 0.52% hai, jahaan Fund A ka expense ratio 1.43% hai. Haan, dono funds ki riskometer Very High hai, lekin Fund B ka Sharpe ratio 0.62 hai, jahaan Fund A ka 0.52 hai. Isliye, Fund B ko long-term wealth creation ke liye better fund maana jata hai.
[SIP_SUITABILITY]Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund B ki consistency aur return stability dono aspects mein Fund A se better hai. Fund B ka 3Y return 14.62% hai, jahaan Fund A ka 12.44% hai. Dekho, Fund B ka expense ratio Fund A ke expense ratio se bahut kam hai. Isliye, Fund B ka SIP plan dono aspects mein better hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye dono funds Very High hai. Lekin Sharpe ratio aur expense ratio ke liye Fund B better hai. Fund B ka Sharpe ratio 0.62 hai, jahaan Fund A ka Sharpe ratio 0.52 hai. Fund B ka expense ratio 0.52% hai, jahaan Fund A ka expense ratio 1.43% hai. Isliye, Fund B offer karta hai better risk-adjusted returns.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye dono funds ki comparison karenge. Dekho, Fund B ka asset allocation 96% equity aur 4% T-Bills hai, jahaan Fund A ka asset allocation 97.26% equity aur 0.78% T-Bills hai. Top holdings ke liye Fund A ka HDFC Bank Ltd. 8.73% hai, jahaan Fund B ka HDFC Bank Ltd. 8.5% hai. Isliye, Fund B ka portfolio diversification dono aspects mein Fund A se better hai.
[FAQ]SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ka 5Y return 11.06% hai, jahaan Fund A ka 13.47% hai. Lekin Fund B ka 3Y return 14.62% hai, jahaan Fund A ka 12.44% hai. Isliye, Fund B ka long-term return Fund A se better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka higher risk fund hai, lekin Sharpe ratio aur volatility ke liye Fund B better hai. Fund B ka Sharpe ratio 0.62 hai, jahaan Fund A ka Sharpe ratio 0.52 hai. Isliye, Fund B ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jahaan Fund A ka expense ratio 1.43% hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price