SBI Blue Chip Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
14.7%
Dekho, aapke paas do Large Cap funds hain - SBI Blue Chip Fund aur Bandhan Mutual Fund Large Cap Fund. Fund A aur Fund B dono apne Category mein shamil hain. Yeh article aapko batayega ki aapko kitna pata hai Fund A aur Fund B ke beech kya antar hai aur aapko kya seekhne ko milega.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Bandhan Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 166.74 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.37 | 12.11 |
| Sharpe Ratio | 0.52 | 0.68 |
| 1 Year Return (%) | -0.75% | -4.02% |
| 3 Year Return (%) | 12.44% | 14.7% |
| 5 Year Return (%) | 13.47% | 12.03% |
| Since Launch (%) | 22.61% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 24% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A better hai. Fund A ka 3Y return 12.44% hai, jo Fund B ka 14.7% se thoda kam hai. Lekin, expense ratio kehisab se Fund B 0.52% se kam hai Fund A ka 1.43%. Aur, Fund A ka riskometer Very High hai, jisse yeh risk ke hisaab se Fund B ka 5Y return 12.03% se kam hai. Haan, Fund B ka volatility se kam hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
SIP suitability kehisab se, Fund A better hai. Fund A ka 1Y return -0.75% hai, jo Fund B ka -4.02% se kam hai. Lekin, Fund A ka 5Y return 13.47% hai, jo Fund B ka 12.03% se kam hai, lekin Fund A ka 3Y return Fund B se kam hai. Dekho, Fund A ka consistency aur return stability Fund B se zyada hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility kehisab se, Fund A higher risk fund hai, lekin Fund B ka Sharpe ratio 0.68 hai, jo Fund A ka 0.52 se jyada hai. Lekin, Fund B ka expense ratio 0.52% hai, jo Fund A ka 1.43% se kam hai. Haan, Fund B ka volatility Fund A se thoda kam hai.
📊 Portfolio Diversification
Asset allocation kehisab se, Fund A aur Fund B dono mein Equity 96-97% hai. Lekin, Fund A ka T-Bills Fund B se kam hai. Aur, Fund A ka Top 3 holdings HDFC Bank, ICICI Bank aur Reliance Industries hai, jo Fund B ka Top 3 holdings bhi hai. Dekho, Fund A aur Fund B dono mein asset allocation aur top holdings mein thoda antar hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 13.47% hai, jo Fund B ka 12.03% se kam hai. Haan, Fund A ka 3Y return Fund B se kam hai, lekin Fund A ka expense ratio Fund B se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher risk Fund B se jyada hai, lekin Fund B ka Sharpe ratio Fund A se jyada hai. Lekin, Fund B ka volatility Fund A se thoda kam hai. Dekho, Fund A aur Fund B dono mein antar hai.
Q3: Which fund is more cost‑effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jo Fund A ka 1.43% se kam hai. Haan, Fund B ka exit load N/A hai, jo Fund A ka 1% hai. Dekho, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price